A thief can pretend to be you if he gets access to your date of birth, social security number or even the address and telephone number. The thieves can access your bank accounts,new credit card accounts, get an employment, establish utility company accounts, rent an apartment or house in your name. Identity theft is a new type of protection plan insurance that claims to protect one from costs that has happened for the identity theft and the process to clean the mess when somebody steals your identity. A related service to identity theft is credit monitoring. It reviews the credit report at one of the main credit reporting agencies and then notifies if any changes are required, may be change in address,inquires on your account, new credit accounts in your name so that these will not create problem.
Steps to Avoid Before Becoming a Victim of identity Theft
- SSN card is very important do not carry where ever you go. Keep it in a secure place.
- 2.Avoid using pin numbers which are too easy to guess for example phone number or date of birth.
- 2.Keep monitoring your accounts Online : Sign up in your accounts if your bank allows you to view online. To ensure that no unauthorized charges have been made on your accounts log-in in to your account and keep checking periodically. Do not tell your log-in details to any one and do not write it down any where. Keep all the details in a safe place.
- Pick Up Your Check Order : Another way thieves get to know your identity is by stealing your checks. A thief can use your checks and also create a new check to make his purchases by checking and routing your account number.