What is Collision insurance and why do I need it?

Choosing the right coverage for your vehicle is imperative. The right coverage can ensure that your vehicle is repaired or replaced in the event of an accident, regardless of whether or not you were the at-fault driver. The wrong coverage can leave you with expensive repair bills.

The Importance of Collision Insurance

Do you know how you would repair your car in the event that you hit another vehicle or object or experienced road damage due to flying rocks? Many car insurance policy holders erroneously believe that they are covered in the event of an accident. Unfortunately, if you do not have collision insurance, you may not be covered if you are found to be the at-fault driver. This would force you to pay for all of your car repairs out of your pocket.

Collision insurance can limit your personal liability if you are found to be the at-fault driver in an accident. Collision insurance policies are designed to repair or replace your car, according to your policy limits and deductibles, in the event that you hit another vehicle, object or pothole.

Car accidents and minor fender benders happen all the time, and our insurance agent wants to help you protect yourself against expensive repair bills by choosing the right coverage for your vehicle and driving habits.

Getting the Right Collision Insurance for Your Needs

When looking for collision insurance, it is important to acquire numerous quotes and compare those quotes. Not all policies are the same, and we understand that you want a policy that protects you while not draining your wallet.

Our independent insurance agent can help you find the right policy for your needs that fits your budget. It starts by requesting a quote with our easy-to-use quote tool. Simply enter your zip code and some essential information, and we will provide you with multiple quotes from multiple insurance agencies in your local area. This allows you to quickly view the costs of the policies and their coverages and decide on the best policy for you and your family. Our quoting tool can provide quotes for drivers that own their cars and for drivers that are still making payments. Utilize our personalized quotes today.