There is no doubt about it: These days, everybody seems to have a cell phone in their hand everywhere they go. Unfortunately, this also means that many people have their cell phone close at hand while they are on the road – and for some, it is nearly irresistible to respond to text messages even while trying to drive.
Most people may think, "It will just take a second or two to read this text," or "I can type a text with one eye on the road and one eye on my phone." However, these can be very dangerous attitudes. According to the National Highway Traffic Safety Administration, around 18 percent of all crashes that ended in fatalities were caused by driver distraction. In distracted driving crashes, more than 400,000 people were injured in the year 2010.
Statistics from Virginia Tech Transportation Institute have recently revealed that if you try to text while you are driving that you are far more likely to be involved in an auto accident. In fact, texting while you are on the road makes you 23 times more likely to be in a car crash. Simply driving without distractions makes a huge difference in your own safety and the safety of all the other people who share the road with you.
Even the very best drivers do have occasions when accidents happen sometimes. While you may be driving undistracted and cell phone free, that does not mean that the others on the road are necessarily observing the same safety rules. This makes it especially essential that you have proper insurance coverage.
Having a full insurance plan that covers collision, comprehensive damages, and liability is the best way to make sure that you are guarded against all types of accidents, including the distracted driving ones. Our independent agents are happy to generate free quotes from multiple major insurance providers for you anytime. If you prefer to get ultra quick insurance quotes without even having to pick up the phone, try our live comparison tool for auto insurance quotes online. It’s a free service and takes just a few moments of your time!