What Materials Should I Have Ready For A Meeting with My Insurance Agent?

Have them Ready

If the idea of meeting or talking with an insurance agent, whether it is to talk about home or auto insurance, ranks right up there on your list with a root canal or other “fun” activity, there are some ways you can make it a little easier. A little advance research and preparation can go a long way towards making the meeting go a lot smoother.

The most important thing is to have all documentation with you, whether you’re meeting in person, via the phone, or on the Internet. This will keep you from having to scramble, hunting the information or trying to rack your brain in an effort to retain pertinent information.

For home insurance, this documentation can include:

  • The deed to your home or mortgage information if you are still paying for your home.
  • The construction materials used when the home was built or remodeled.
  • How old your home is.
  • A list of the types of protection service that are available where you live. This can include such things as which department provides your law enforcement protection (municipal, county, state, etc.) and whether your fire protection is provided by a paid or volunteer fire department.

For auto insurance, the documentation can include the following:

  • Make and model of all vehicles requiring insurance coverage.
  • Vehicle identification numbers (VINs) of all vehicles requiring insurance coverage.
  • Names, dates of birth, social security numbers, marital status, and employment status of all drivers who will need to be insured.
  • List of any accidents, traffic violations, or other incidents for all drivers who will need to be insured.
  • Information on any driving schools or courses that any drivers took.
  • Driver’s license information, including numbers, the State of issuance, and ages of the drivers to be insured when they received their driver’s licenses.