Does My Average Mileage Affect My Vehicle Insurance Rates?

Check If it Affects Your Insurance RatesAnybody who’s made a vehicle insurance comparison to shop around for the best vehicle insurance rates knows that there are a number of factors that can influence your premium. Whether you’re the vehicle’s only driver, have any traffic violations on your record, or have ever been in an accident will all affect the quotes for your vehicle insurance comparison. However, not many drivers realize that your average weekly mileage also plays a large role in determining your premium.

Mileage Matters for Your Vehicle Insurance Comparison
When you make a vehicle insurance comparison, you’ll be asked how much you drive per week. It’s logical that the higher your mileage, the more wear and tear your vehicle incurs and the less resistant it is to damages. In addition, how much you drive also influences how often you’re in traffic situations that could lead to potential damages. If you’re making a vehicle insurance comparison to save money on your car insurance, it can be an invitation to examine your weekly mileage and see where you can reduce the amount of time you spend on the road.

How to Reduce Your Mileage for the Best Vehicle Insurance Rates
There are a number of ways to slash your mileage before making a vehicle insurance comparison—if your lifestyle allows, that is. For example, you could see if your area offers commuter transit that will get you to work on time every day instead of getting stuck in traffic. Another way to reduce your mileage is to see if your company will allow you to work at home one or two days a week. Always make sure to stick with your decisions, as your insurance carrier will request your mileage each year and adjust your premiums accordingly.