In the current trend, for ages of humans between 12 to 18 are labeled as ‘Teens’. They are known to be moody, impulsive, argumentative, insecure, reckless and rebellious. Handling teens is not an easy task. A phase where the brain undergoes significant changes and fails to see the consequences of their actions. It is difficult for teens to read social situations and other person’s emotions. They are not capable enough to assess risk which explains why driving under intoxication, smoking, abusing etc happens.
Teenage driving is a serious issue for parents. In Ohio, 7,000 and even more people aged between 15 to 20 became the prime reason for fatal crashes, 324,000 teenage drivers were injured in non-fatal accidents, nearly 8,000 passengers of other cars were victims of teen driving and 6,724 young drivers were killed in motor vehicle crashes. Does these numbers scare you? You need to take steps to prevent such accidents. Nothing is impossible, not when you know how to deal with teenage syndrome.
Ohio Teen Driving laws
Teen applying for driving license in Ohio, must be a 15 year and above and should provide age proof, identification proof and your SSN. The permit will be signed by parent or the legal guardian. Prior to receiving the permit, teen will undergo certain knowledge test in order to abide to traffic rules. Even after permit, they can drive only with a licensed person or his/her parent in front seat next to the teen driver. Defensive driving course, driving education and instruction classes is a must for any teen. Ohioan teen who fails to follow these rules will have to face the worst consequences. Their license will be canceled and will not be allowed to drive ever, heavy fines and can also be put behind bars.
Awakening A Teen
Being a parent it is important to educate the teens regarding the driving rules and make them adhere to it. Before you hand them your car keys make sure they develop sufficient skills and get rid off violent behaviors. Keep a track of their activities, sit beside when they drive and be part of their driving skills program. While availing a car insurance, including your teen’s name can increase your premium rates. However, a driver education program, a good grade, a scholarship and defensive course will fetch those discounts your teen will be eligible for. Make them aware of such benefits which in return will help curb accidents and deaths occurring due to teen driving.
Its been seen the that teen drivers in Ohio are facing an increase number of riskiness and distractions. In the mean time, with the rising teen driving laws and many public schools across the country are offering driver’s education classes. Teen drivers are inclined to be less disciplined who can contribute to higher chances of road accidents during the coverage period. Nevertheless, to lower your teen car insurance costs there are several ways that can help.
Teen Drivers and Car Insurance
When the cost is considered auto insurance and young drivers do not really go together. Ohio teen car insurance is more expensive than an other policy. The fact that like everyone else teens do need the car insurance. Driving record of the person is one of the set off thing that insurance companies look into when quoting an auto insurance. Young drivers in Ohio who pose a good driving record may have merit consideration that means parents should guide their teens to follow the rules and to avoid aggressive driving. It is a must for every teen in Ohio to know about the types of traffic violation, speeding and reckless driving. Teens must try to realize that driving is a privilege and not something we are all entitled to.
Safe Driving Tips For Teens
When your looking to insure your teen driver in Ohio the extra car safety features do can make a huge difference on the car insurance premium. So when looking for insurance quotes for your teens try compare the rates of few insurance companies. Enrolling teens in driving school make eligible make them eligible for a policy discount by enrolling them in driving school. It is essential improve driving among teens know the resolution of driving and risks, hands-on implementation behind the wheel. Graduated licensing systems, drivers’ education and driving programs for teens which provides necessary information and safe driving opportunity for your teens.
Every teenager feels that the mark of their freedom is when they hit the roads, driving alone on their wheels. But with this feel, Teen Driving becomes a major thing in any parent’s life. If the teen has a passion for sports cars, then their worries go boundless with the fear of teen safety and high insurance premium rates.
Factors That Raise Insurance Rates
Car insurance companies are in the business of making money. They consider many factors before quoting teen insurance rates. Claims -data shows that sports cars have increased risk of accidents and the damage costs much higher. The biggest car crime category is sports cars!, with high theft prone, comes an increased premium! Also, the insurance companies raise the rates for the drivers below 25 years as the statistics prove the major car crashes happen due to teen drivers. Teens do not have stable credit score and this affects their insurance premium rates. so summer jobs is only the option that brings relief of financial burden on parents.
Teens are never concerned about the statistics of teenage driving – the traffic violations and heavy fines. Financial losses, being legally sued and property damage liabilities. The only way you take the responsibility of teen is to make them earn for their own fuel and insurance premium rates.
Summer Earnings – A Good Deal
Many teens believe that cars are for joy rides, a status symbol and not just a means of transportation. They want to make news by owning a stylish brand new car of high power and speed. Few teens also find it appropriate to do summer jobs and manage their own expenditures of gas and insurance.
Summer jobs does help a teenager in exploring himself, develop team work, make a choice over career, implement money management skills and other responsibilities. With driver training classes, positive attitude on roads, and gaining knowledge about teen driving laws, any teenager can easily combat the high Teen insurance rates.