Why pay more for auto insurance?

Why pay more for auto insurance?You know it’s illegal to drive without auto insurance in your state. You know, too, that if you’re caught doing so you could face hefty fines and the possible suspension of your driver’s license. But you worry, too, about the cost of obtaining and maintaining auto insurance. You don’t want to spend a fortune to insure your car.

Fortunately, you don’t have to. You simply have to be a savvy shopper.

The best way to pay the lowest rates for auto insurance is to compare live quotes from the top insurance agencies in the country. By doing this way, you’ll greatly increase your odds of nabbing the best insurance policy at the lowest cost.

There was a time when insurance shopping was a chore, an all-day event. You’d have to call individual insurance agencies, tell them your age, your address and how many miles a week you drive. You’d have to give them the highlights, or lowlights, of your driving record. By the time you’d accumulated enough live quotes to make a fair comparison, the entire day had slipped away.

That’s no longer the case. You can credit the Internet for this. Today, you can simply log onto an insurance-comparison Web site to instantly access live insurance quotes from auto insurance companies across the country. Today, you can enter your important driving information once to receive these quotes. What once took an entire day will now take minutes.

Of course, when shopping for auto insurance, price should be just one factor that you consider. Remember, an auto insurance policy that costs less is likely to come with a higher deductible. This means that you’ll have to pay more if you get into a serious accident. A cheaper policy, too, will often provide less financial protection should your car be damaged beyond repair during an accident.

Still, shopping for insurance remains the best way to avoid paying too much for auto insurance. If you need to change or upgrade your insurance policy, start shopping today. You might be surprised at how much money you can save just by shopping around.

Drunk Behind The Wheels

Results in High PremiumIn most of the countries driving under the influence (DUI) or driving while intoxicated / driving is a criminal offense. The only reasons for most of the auto accidents and injuries in highway are due to fatalities related to alcohol, a number exaggerated, or due to any of the participants is suspected of consuming alcohol beverages in an accident, even the smallest amount, regardless of whether the the cause for the accident was that person or not. Each and every death and single injury is totally preventable which is caused by drink and drive. In the recent decades the proportion alcohol-related crashes has dropped drastically, and such preventable accidents are still many. Unfortunately, this driving with alcohol-impaired is still a serious national problem in spite of great progress, which affects many victims annually.

DUI/DWI  Mandate Laws

In most of the states during a suspension driving privileges can be restored, the restored privileges usually comes out with limitations, but the special hardship must be shown by the drivers. Interlock devices tries to analyze through the driver’s breath and may disable the ignition if the driver has found to be drunk. Most of the states in U.S require DWI and DUI offenders to set up the interlocks on all the vehicles for a safe drive during a suspension of license and the devices are required for a specified time limits even before fully re-licensing the offenders. License revocation or suspension usually follows conviction for alcohol-impaired driving. Administrative license suspension is a procedure under which licenses can be taken before conviction. Since the occurrence of administrative suspension license occurs immediately, sanctions for post -conviction are found less effective.

Promising Measures

  • Impounding or confiscating license plates to indicate that the driver’s license is revoked or suspended for offenses due to alcohol.
  • Young to restrict themselves from night driving
  • Electronically monitoring repeated DWI offenders.
  • By dialing 911 on your cell phones you can report the drunken drivers and drivers involving in it to the law enforcement authorities.
  • Mandating education about alcohol and driving prospective to drivers in every state and adequately testing them in their driver’s exams.