Preparedness of Pedestrians – Step With Caution in Tennessee

Be Cautious!People of Tennessee are busy with their work, earning dollars living behind their health. A physical activity is very much necessary for any human. With extravaganza life style, people are found driving expensive cars, eating more of junk food than healthy one’s which indirectly spoils their health. Instead of driving by car to work or near by super market, you can walk or ride a bicycle which not only saves fuel but also keeps you fit and healthy.

But let’s be cautious over pedestrian walking. As per Insurance Institute for Highway Safety Statistics, In 2010, nearly 3,500 pedestrians have been killed in an accident. But let this not scare you and stop you from being a pedestrian. If at all, you are hit by a vehicle and the driver is found to be guilty, then his liability coverage under his car insurance policy will pay for your medical bills and will bare all your expenses. If at all the driver fails to have an insurance, then you need to have uninsured coverage under your auto insurance policy to pay for injuries else you will have to rely upon your health insurance policy if you own one.

Tips for Pedestrians

In order to avoid being a victim of a collision or an accident, it is always better to follow these basic tips as a pedestrian

  • Be it a busy road or a free run away, always cross the road only at designated crosswalks or pedestrian crossing.
  • Drivers usually fail to exhibit their driving skills though experienced at intersections. So be careful while turning to another street.
  • If you are walking at night, ensure to carry a flash light or wear reflective clothes giving clear vision to the driver.
  • Always walk on the foot path or side walks. While crossing the road, make sure there is zero traffic or cross by facing the traffic.

Getting Homeowners Quotes: the First Step towards Peace of Mind

Get Peace of MindPeople who’ve been through a life-changing event know that when it comes to peace of mind, getting homeowners quotes is the first step. For example, if you’ve survived a tornado but lost your home, you’ll be grateful for your homeowners insurance policy that’s going to allow you to rebuild your home. Or if you and your partner have recently had twins, it suddenly becomes clear that taking steps to protect your family, your home and your possessions is even more important than you ever thought. Getting homeowners insurance quotes starts the process of attaining peace of mind.

You can request free homeowners quotes online and have them tailor made to your personal situation. Of course, you want to insure your home for the full replacement value in case of a disaster, and you’ll also want to review exactly what types of damages are covered. Take your time to really read through each quote, and if you have any questions or concerns, contact the insurance agent listed on the quote. Remember, being underinsured is never enough when disaster strikes, so it’s imperative that you understand all of the terms and conditions before you purchase a homeowners policy. Make sure you get the best possible coverage for your situation, and remember, peace of mind is priceless, and so is a good insurance policy when you need it!