Tips to Avoiding a Home Burglary

For most Americans, there are few worse feelings of violation than coming home to find out your house has been burglarized. Even if your homeowner’s insurance covers loss due to theft, it cannot compensate for the difficult emotions and personal losses you may be subjected to. Fortunately there are some helpful tips for avoiding a home burglary altogether.

Outside of Your Home

Start by making your house less appealing to thieves. Most burglars prefer to break into homes that are not well lit and are hidden from passersby. To deter thieves, install plenty of lighting around your property — especially near doors and windows. If you have hedges, shrubs or trees in your yard, be sure to keep them well trimmed and manicured so they will not obstruct the view of your home to others passing by.

Inside Your House

Typically, thieves are not going to break into your home to steal your family photos and trinkets. Instead, they are usually after high-priced items that are easily resold for cash, such as large electronics, weapons and rare collectibles. To prevent theft, keep these items away from the view of the public. For example, if you purchase a top-of-the-line flat screen television, do not place it in front of a window, as this could be eye candy for burglars.

Security

To further protect your home from burglary, install a home security system. Monitored systems sound an alarm when a thief breaks glass or breaks open a door. Often, signs posted outside your home indicating the presence of an alarm system are enough to prevent thieves from breaking in, but if not, an ear-splitting alarm will be enough to wake neighbors and also dispatch police should a burglar enter your home. Furthermore, installing a monitored alarm system can significantly lower your homeowner’s insurance rates.

Single Again? Comparing Insurance Quotes for a New Start

A New BeginningIt’s a sad fact of life that relationships come to an end. Separation, divorce and death are devastating events that have a direct impact on you physically, mentally, and financially. In order to be prepared for how this change could impact your wallet, you’ll need to review your insurance policies and start comparing insurance quotes that reflect your new situation.

Comparing Insurance

Before comparing insurance quotes, take some time to outline what your personal coverage requirements are, as your comfort level will determine the amount of coverage you need. When comparing insurance, it’s also important to realize that being the sole policyholder, you’ll lose family discounts, multi-car discounts and double income on your home insurance. Being single or widowed will affect your rates. However, you may find that you need less coverage than before. No matter whether you want to compare homeowner insurance or car insurance, it’s both efficient and easy to go to a trustworthy insurance comparison site like AgentInsure. AgentInsure makes comparing insurance as easy as a few clicks with your mouse. You simply fill out your information in the required fields, choose from which insurance carriers you’d like to receive quotes, and AgentInsure does the rest. Once you have the resulting quotes on your screen, you can take your time comparing insurance quotes and selecting the one that provides the coverage you need at a price you can afford.