Motorist: Safety Measures when Sharing the Road with Bicyclist

In the U.S., bicycles are considered vehicles, and hold the same rights on the roadways as motor vehicles do. However, because bicycles are much smaller, slower and difficult to see, motorists must take extra safety measures when sharing the road with bicyclists.

Yield Right of Way

When approaching an intersection, yield the same right of way to bicycles as you would a vehicle. According to, approximately one in three accidents involving bicycles occur when motorists fail to yield the right of way to bicycles by either making a left turn in front of an oncoming bicycle, or pulling out from a stop sign in front of a bicycle. Always look for bicycles at intersections, and be prepared to wait for a bicyclist to pass before you proceed.

Avoid Hazards

Many motorist-bicyclist accidents are avoidable by simply being aware of potential hazards. For example, although both motorists and bicyclists must obey posted speed limit signs, it is a good idea to lower your speed when approaching a bicyclist on the road. Similarly, motorists should give bicyclists plenty of space to ride, as well as anticipate potential hazards to both themselves and bicyclists. Also, be careful to follow bicyclists at a safe distance — especially during dangerous weather.


Bicyclists are equally responsible for safety when riding on public roadways, although not all bicyclists are skilled in riding safety. For example, professional riders are much more likely to understand and adhere to traffic laws and safety precautions than leisurely cyclists and young children. Though you should be careful around all bicyclists, be especially cautious around young children and riders who may be distracted by other riders cycling with them. Doing so may not only prevent a serious accident or injury, but it could save a life too.

You Do These Mistakes While Driving ?

Be Aware of MistakesMistakes do occur. It can happen knowingly or unknowingly. You need to realize, if there is any way where you can avoid certain mistakes. The outcome of mistakes can be worse or even more. Surveys have found that every driver has committed a mistake, be it minor. Here listed are few which you can try to avoid accidents and further damages.

Tips to Consider

Driving Aggressively: One common mistake found in most of the citizens of Texas is aggressive driving. Statistics says that 56% of destructive accidents and car crashes are caused majorly by driving aggressively. Driving in extreme speed, racing amongst friends, tailgating and trying to break traffic rules. Many drivers do admit their mistakes of driving vehicles rashly when in aggressive mood. Have a control over your aggression and drive smoothly and peacefully abiding to traffic rules.

Operating Devices: Use of mobile phones, instant messaging devices, iPhones, iPods or any other electronic gadgets for entertainment purpose while on long journeys. When a driver tends to do multi-tasking, he might end up messing on it and get diverted from driving which can easily cause an accident. When the control over driving is lost it causes collision with any object or tree or cause damage to another car on highway.

Pranks: Usually found in teenage drivers. They tend to turn signals, shout or howl at other drivers, play loud music, race with other cars, distracting other drivers on the road. It might sound funny for them but sending wrong signals confuses, causes distress or aggression to other motorists. A complete attention while driving on highways is a must in order to avoid unforeseen accidents.

Minor Mistakes: Mistakes cannot be ignored, be it major or minor. Perform an overall observation before moving. If you are not looking around while moving, then it has all the potential to become a serious one. Do not move when it is not safe to do so. While applying brakes to stop the vehicle in emergencies, do it fast and promptly. You need to have the control of vehicle and not let it skid. Look carefully while taking turns or reverse. Learn how to operate other ancillary controls such as wipers, head lights and parking lights. You need to show awareness towards traffic rules, give importance to bicycle riders and pedestrians while on drive, to be a safe and an excellent driver.

Influencing The Drivers for Good Driving Performance

High Impact on Car Insurance PremiumTo be safe on the road defensive driving is one of the thing to be learnt, according to the statistics. Defensive driving class vary according to each state. There are many benefits if you take up defensive driving class. It reduces the points to the drivers license pursuing a ticket and gives an assurance that car insurance rates may not increase. Taking defensive driving course, you will get reduction up to 10% in insurance rates over a period of five years. Requirements vary simultaneously just as the defensive driving class differs with each state.

Secrets of Excellent Driving

You will be ready and aware what ever happens if you drive defensively. Do not put your fate in the hands of other drivers, be cautious and be ready to take any action. Most of the crashes occur due to the driver’s error says the U.S Department of transportation. To reduce risk on the road follow the defensive driving tips :

  1. Safety comes first:  Avoid driving aggressively and pay attention while driving the car. Leave lot of gap between your car and the car in front of you, to avoid car crash. Always lock the car doors and wear the seat belt to protect yourself.
  2. Keep your speed down: Depending on various conditions speed limits have to be followed. It is the responsibility of the driver to match with driving conditions.
  3. Separate risks: If there are multiple risks it is necessary that each risk is mentioned separately. The main goal is to avoid many risk factors at a time.
  4. Cut out driver distractions: If you divert your attention some where else other than driving then it becomes distraction. You should be focused while driving the car, because while driving full attention is required.

Safety to Avoid Anxiety

Be Without Any Anxiety“At the moment of crash, all my family in the car still traveled at the car’s original speed. The rate of thrust we underwent due to impact made us loose our senses ” recalls John, Ohio after the major traffic disaster he had last month. All manufactured vehicles must certainly meet specific safety standards which are put forth by automobile industries of Ohio, to avoid accidents or lawsuits in such events. Insurance companies must insist on safety standards for claiming. Recently, few companies also take car’s safety features into consideration when drawing up their rates.

Two types of safety devices are always recommended to avoid major accident prone injuries and loss.

In-Vehicle Safety Devices

  • Air Bags: The air bag is best used in combination with wearing a safety belt, and can prevent injuries and fatalities in front-end collisions.
  • Sensing System Backed Up: When a vehicle gets very close to any object a proximity sensor fixed in the rear portion of car, it warns the driver. This is an optional feature in many cars and usually found in large sized SUV’s.
  • Interior Materials Absorbing Impacts: These materials provide cushioning and padding on armrests and dashboards helping to minimize the effect of bumps. To major extent it avoids cuts and bruises when any crash occurs.
  • Seat Belts: Body movement is limited by seat belts when the vehicle is driven with sudden changes in direction or speed. It helps to keep you steady in one fixed position, on your seat. You will not be bounced or thrown away from your seat. In-fact, this helps the positioning of airbags in an effective way for its purpose to be served.

Exterior Safety Features

  • Car windshields designed can withstand high pressure to avoid the vehicle from severe cracking when rode daily. They are equipped along with wipers, defogging and defrosting features. Many SUV’s are also built with fog lights to sustain in foggy weather and for better visibility.
  • To protect driver and passengers from flying open while the car is on move, door locks are placed in a better way. If driving along with any children, back seats are fitted with safety locks to prevent any accidents if the door opens automatically. Also, there are safety features fit in trunk and hood of the car.

It’s always an intelligent option to check for all safety devices installed while buying your car instead of landing in paying high premium rates.

Speeding Cars – Drive Safely

Safe Drive Saves LifeSpeeding increase the rate at which an accident can occur and also causes a sever crash, where as it is that time which can actually avoid a crash provided the speed is limited. So speeding is not only dangerous but also expensive. You also waste fuel over speeding as fast driving consumes more fuel. Most of the time accidents occur when they are in a hurry to get to their destination.

Speeding is not only found on freeways, also on local streets and is a big problem for many other commuters who opt for surface streets, as it is more safe which can help them escape traffic and congestion. A good weather condition out tempts even the most experienced and conscious driver to get out for a jolly ride, specially when the roads are set open after a snow or slush. Traveling more than the limited speed can be dangerous specially in unfavorable weather conditions.

Avoid Speeding To Prevent Accidents

One of the biggest hazards happening on roads is due to speeding drivers. So follow the below steps to have a safe driving:

  • Plan well ahead. Take enough travel time to avoid speeding or rushing to reach your destination.
  • Before you leave, check for traffic report on news or on web,so that you are well aware about the traffic and congestion. This will help you in setting appropriate time needed.
  • Adjusting your drive to meet any conditions while on road is a must. Slowing down on wet road, keeping enough distance between your vehicle and the vehicle ahead of you are certain things u need to remember while driving.
  • There can be sudden changes in speed, set yourself and our vehicle to adjust to such conditions. Be aware about how to deal when across pedestrian crossing, bicycle riders, sharp curves, highways etc
  • Let your vehicle be fitted with a flat tire, your vehicle tends to lose control while on high speed. Especially in icy or wet conditions, your vehicle has less traction and control.
  • If you are hurrying up just to attend a business meeting or speeding up as you are getting late in reaching your destination, it’s better to be late and apologize later than risking lives.
  • It’s not a mandatory law to wear a seat belt but it could definitely keep you away from any fatality related to speed.
  • Lastly, do not be trapped. There are small towns who mint money from the speeders to earn their living. You might not find such traps in cities, as cops follow your speeding but in towns you can be busted and threatened directly. You will be fined at places where radar detectors are being used. You cannot escape and win over it.

New Technology Gives Promise to Car Insurance Savings

New Technology Promises Car Insurance Savings

Progressive is the new Big Brother in Auto InsuranceMarch 15, 2011 – Would you allow your auto insurance company to track your driving habits for 30 days if it meant you could save more than 30% on your auto insurance? Progressive Car Insurance is expecting that many people are interested in this option and subsequently have developed their Snapshot Discount PAYD (Pay-As-You-Drive) Program.

The PAYD program works like this; a technological device, called a “Snapshot” is sent to the insured and they connect the device to the onboard diagnostic system of their vehicle. According to Progressive’s website, the Snapshot device monitors “driving patterns based on number of miles you drive, time of day you drive and how often you make sudden stops. People who drive less, in safer ways and during safer times of day could get a discount.” The device also captures vehicle speed, VIN number of the vehicle, and whether or not the device has been disconnected from the vehicle. Reportedly, it does not have a GPS monitoring capability nor does it capture whether or not you are exceeding the posted speed limit.

Progressive began a national advertising campaign for Snapshot Discount program on Monday. The program is currently available in 32 states; Alabama, Arizona, Colorado, Connecticut, Florida, Georgia, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Montana, Minnesota, Missouri, Nebraska, Nevada, New Hampshire, New Jersey, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Texas, Utah, Vermont, Virginia and Wisconsin. Progressive Insurance indicates that this will be rolled out to additional states throughout 2011.

We want to know what you think; does this technology provide a great way to lower your car insurance rates or does this border on feeling too much like Big Brother? Leave your comments below.

This is a re-post of an article seen on AgentInsure Insurance Tips