Buying insurance online vs. in person

Buying insurance online vs. in personAre you the kind of person who likes to avoid the crowds and shop online? Do you prefer making dinner reservations through your tablet computer or ordering airplane tickets through your airlines’ Web site? Would you rather pick up the phone to make your hotel reservations or order your new living room couch?

These answers are important when you’re shopping for new insurance. Whether you’re purchasing homeowners, life, auto or health insurance, you can shop for and buy policies online. Doing so is quick. But some people still prefer to buy their insurance the traditional way, with meeting an insurance agent face-to-face.

Both methods have their advantages. Consider shopping for insurance online. If you’re strapped for time, you can log onto an insurance-comparison Web site and instantly compare insurance quotes and policy types from the biggest insurance providers across the country. When you find a policy you like at a price you deem fair, you can quickly purchase it.

For others, though, buying insurance directly from an insurance agent is the favored approach. When meeting with insurance agents in person, shoppers can ask the questions that won’t get answered — at least not quickly — from an online insurance provider. Some shoppers simply feel more confident that they’ll receive the best service when they meet with agents in person.

There is a third option, though. Some shoppers prefer to research insurance policies online and then make their actual purchases while meeting with an insurance agent in person. By logging onto an insurance-comparison Web site, consumers can quickly receive live quotes from insurance providers across the nation. Armed with this information, they can then visit a local insurance agent to discuss their options. This results in better-informed consumers who have boosted their odds of finding the right insurance policy for them.

The best news is that no one approach is right or wrong. It’s up to consumers themselves to determine which method of hunting for auto, health, life or homeowners insurance is best for them.

Compare Auto Insurance Quotes to Save Cash

Opt for The Best Car Quotes and Save CashWhether you’re looking to save money on your current car insurance or need to buy insurance for your first car, it’s always a financially smart idea to compare auto insurance quotes before you purchase a new policy. Research shows that drivers who stay with the same insurance company year after year usually wind up paying hundreds of dollars more than they would if they shopped around regularly for better deals on car insurance.

Easy Car Insurance Quotes
Nowadays, there’s nothing easier than requesting easy car insurance quotes through a reputable insurance comparison site such as AgentInsure, one of the nation’s leaders in the industry. After providing the site with your information by means of a secure online form, you’ll receive a number of quotes that are tailor made based on the information you provided. Comparing auto insurance becomes simple as you have all of the information on one screen, which creates a complete overview of each quote’s terms and premiums. You’ll probably be surprised to see just how much cash you can save when you compare your current rates with other insurance carriers.

Buying New Car Insurance
After you compare auto insurance quotes and find a policy that fits your needs and your budget, you can immediately purchase that policy by clicking on the link in the quote of your choice. However, if you’re already insured, remember to review the cancellation terms on your current insurance to make sure you don’t wind up paying penalties for early cancellation or even being overinsured.

AgentInsure: The Best Home Insurance Price Comparison Site

Talk to AgentInsure Agent TodayFinding insurance coverage for your home doesn’t have to be difficult if you use a home insurance price comparison site like AgentInsure, one of the nation’s leaders in the field. Designed specifically to allow homeowners to compare the different options and rates for homeowners insurance, AgentInsure is dedicated to offering the most comprehensive insurance policies at the best rates. When you take into account that your home is probably the biggest investment you’ll ever make in your life, it’s clear that finding insurance coverage through a home insurance price comparison site like AgentInsure can play a large part in your financial security. Here’s what AgentInsure offers you:

  • A powerful search engine that locates a number of licensed and experienced insurance agents close to you. If you have any questions or concerns, simply contact one of the insurance agents on the list and they’ll help you with your home insurance price comparison.
  • As many as three free quotes in your mailbox within minutes of filling out the online form. If you want to make changes or even request completely new quotes, all you have to do is start over with the adjusted information.
  • The utmost confidentiality of all of your personal information. When you fill out your details, our secure online forms make sure your information cannot be accessed by any unauthorized individuals.

Why wait? Get your free quotes today with AgentInsure, the home insurance price comparison site you can trust!

Buying Car Insurance and Homeowners Insurance Online

Check Online Quotes Purchasing insurance can be time-consuming and confusing, so when it comes to buying car insurance and homeowners insurance, who wouldn’t welcome the chance to take care of both at once? Many insurance companies give significant discounts to clients who buy more than one type of insurance with them, so it pays off to compare home insurance quotes and car insurance quotes at the same time to find out how you can save the most amount of money and still get the coverage you need.

Compare home insurance quotes and car insurance quotes for the best coverage
When you’re buying car insurance or homeowners insurance, requesting quotes through an online comparison site is simply the fastest and most efficient way of getting all the information you need to make an informed decision. Obviously, the type of coverage you need depends on a lot of different factors, such as the type of car or home you own and how much they’re worth, how many dependents you have, and how much you can afford in premiums and deductibles. With an online comparison site, you can put all of the different quotes side by side and see what each offers and how much they’ll cost you each month. In addition, you can take advantage of any special deals or discounts that are only offered online and apply specifically to customers who want to buy car insurance and homeowners insurance at the same insurance company!

Business People Get Online Car Insurance Rates

Value Your TimeBusiness people don’t have time to waste, so when it’s time to buy a new car insurance policy, they look for online car insurance rates. Online car insurance rates are often lower than insurance rates anywhere else, especially when you get the special online car insurance rates offered by a number of reliable insurance comparison sites such as AgentInsure. What’s more, it’s easier and more efficient to request online quotes for a new car insurance policy through a comparison site on the Internet. No matter where you are – at lunch with a client, at the office or on the road for a business trip – so long as you have Internet access, you’ll immediately receive a number of free quotes from leading auto insurance companies in your mailbox.

Comparing car insurance rates
With all of the important information on your computer, handheld or laptop’s screen, you can compare the rates for the different policies at your leisure and even request more details or different quotes if you want to find out more. Better yet, none of the quotes are binding, so you don’t have to be worried about being locked into any policy or price until you’re absolutely sure it’s the one you want. And that allows you to shop around until you find the best online car insurance rates, with the most affordable monthly premium and a reasonable deductible. When time is money, business people get online car insurance rates for maximum efficiency, top-notch coverage and the lowest rates!

Myths vs. Truths of Comparing Auto Insurance Online

Compare Insurance OnlineComparing auto insurance online is the fastest and most efficient way of finding a quote on auto insurance that works for you. However, there are some misconceptions circulating about quotes from online comparison sites, so what follows is a list of myths and truths of comparing auto insurance online.

An online quote on auto insurance is binding. This is a myth. A quote is never binding. An online quote is merely a price indication, however accurate it may be, that insurance carriers provide as a courtesy to potential customers. However, when you buy an insurance policy and sign the agreement, you enter into a legally binding contract that is valid until it expires or is terminated by one of the parties.

A comparison site provides me with quotes from every insurance carrier. Again, this is a myth. Though many good comparison sites offer a comprehensive selection of carriers, there are numerous other insurance carriers out there. It’s always best to select a trustworthy comparison site like AgentInsure that offers quotes from some of the most reputable companies.

Online quotes are instantaneous. This is true. Comparison sites offer you immediate quotes and send them to your email account so you can review them at your leisure.

There’s no agent involved with comparing auto insurance online. This is true. However, reputable sites give you the option of contacting a licensed insurance agent in your area to discuss your insurance needs.

Comparison sites always offer the cheapest rates. Though many comparison sites offer great deals, it’s not a hard fact that they always offer the cheapest rates. Insurance carriers may have occasional specials that are lower, though most of these extremely low rates only apply for a period of six or twelve months, after which they increase substantially.

Are Online Car Insurance Quotes Reliable?

Make sure to follow the tipsIf you’ve never shopped for auto insurance online, you may be wondering, “Are online car insurance quotes reliable?” Of course, it’s a valid question if you’re getting a free insurance quote online, as you don’t have any human interaction with an insurance agent. To make sure you get your free insurance quote online from a reliable site, read the following three tips:

  1. Make sure the site advertises well-known insurance carriers. A comparison website that features the names and logos of well-known, national insurance carriers, is most likely reliable. However, if you only see the names of companies you’ve never heard of, it’s better not to request a quote from that site.
  2. Never give out information you’re not comfortable with. Usually, when you request a free insurance quote online, you’ll have to provide some personal details, such as your name, date of birth, address, and some information about your car. If you don’t feel comfortable about this, don’t proceed with the free insurance quote online. Call an insurance agent instead.
  3. If it seems too good to be true, it probably is. If you’ve received a free insurance quote online from an unknown company and it seems to good to be true, it probably is. You don’t want to buy a policy, only to receive a letter from the carrier within a month or two charging you hundreds of dollars because they made a mistake. If you don’t trust it, move on to a nationally trusted comparison site like AgentInsure. With AgentInsure, you get reliable quotes from the best car insurance companies in the United States.