It’s always fun to dust off your party shoes and get ready to welcome home your guests for gathering, party or any celebrations. Be it holidays or festive season, you invite people home, serve them delicious food, desserts and drinks. It is always a good idea to make sure you are planning a fun yet safe party to avoid any further potential problems. It is important for any homeowner to take necessary precautions, habit home safety to prevent filing of claims under your homeowners insurance policy.
Tips for Home Safety to Avoid Claims
Decorative Candles: The most common insurance claims made by homeowners are due to fire damage in their home. House decorated with candle light, where candles are one of the easiest ways to start fires.. Be sure to keep open flames away from curtains, decorations or any flammable materials.
Glorious Food: Be any party or celebration, food is always a concern. Make sure, guests are served with hot food and refrigerator has enough room to hold all the food. Let the food not look all spoiled. If any of your guests incur food poisoning, you will be held responsible and will end up paying medical bills.
Loving Pets: Do keep your pets away from guests, no matter how friendly they are. You will not be able to predict when your dog will get furious. Also, make sure to keep the dogs away from food and any such decorated parts of home, just in case if they cause damage to home or any possible fire.
Home Security: Festive season is when thefts and burglars celebrate. Ensure to have a proper reliable security alarm system installed , also a motion sensitive lights in and around your property. Also, check for smoke alarms to prevent, or minimize damage from fire.
Turn The Lights On: When u arrange for a party at night, do lit all the lights. Keep the path leading to front step and your home well-lit. This can prevent any elderly person or kids from being a victim of painful fall. You are just avoiding a liability coverage claim which was all set to happen.
Drinks: A party or celebration is never enjoyed without alcohol and other drinks. Make sure to be a good host and set an end time for the party, not to worry about long drinking hours. Do hire some person to serve drinks and monitor guests. Have an eye on kids and teenagers, keep them away from alcoholic beverages. Do not let anyone drive home if they are found to be drinking all the time. Any accident occurring, you will be liable for it.