Here’s one important thing to bear in mind when you go to get car insurance quotes that you might not have already thought of—there’s always room to bargain. Sort of, anyway. No, you’ll never be able to talk your way out of high rates if you have a bad driving record or can’t seem to stop hitting other cars to save your life. But there are some discounts you might be able to take advantage of that you won’t know of without asking.
• Multiple driver discounts. You can get a car insurance quote online, but if you’re not aware that having more than one person on a policy can save you money, you’ll be missing out on some potentially big time savings.
• Good driver discounts. Don’t automatically assume that your good driving record has been taken into account when you compare auto insurance quotes online. Always follow up to make sure you’re getting a good driver discount if you’re entitled to one.
• Auto feature discounts. Never neglect to mention if your car has an anti-theft alarm, as this can lower your premium. Likewise, if you’ve already got insurance and have just installed an alarm, let your insurer know immediately so you can start taking advantage of your lower payments.
The most important thing to do when you compare auto insurance quotes is to ask for discounts. Whether you get auto insurance quotes from a live person or through an online comparison engine, moving beyond the face value data and exploring various options can sometimes uncover a tidy sum of savings you may not have known existed.