When you file a complaint to the police after an accident, you need to remember few important things. You can get accurate information about who is at fault and who should be financially responsible for the accident through accident report. Accident report becomes the important tool to judge who is at fault. If you want a speedy claim then you need to provide detailed information about the accident and also provide accurate police reports. These information can make your claim process smooth and quick.
Few things to remember to make a claim while filing the police report after an accident:
See to that you file a complaint regardless of how small the accident seems: File an accident report if there is a minor damage to your car or to you. Because at the time of accident you may not be aware of the physical and medical damages that has happened to you.
Be honest and give detail information to the police officer: Never lie to a police officer while filing the accident report. This will not only delay your claim process but may also land you in jail. If any damage has happened tell the truth, rest your car insurance company will handle it. One thing to remember is no one can be a perfect driver, even the most experienced makes mistakes.
You can avoid an insurance claim and file a police report: In some situations, after an accident both parties would agree to handle their financial issues mutually with out contacting their car insurance companies. If both the parties have decided for the agreement that you would receive the payment from the other person who is involved in the accident or you give the third party a payment rather than going to your car insurance company for handling the claim, you need to still file an accident report to the police. You may not know what the other person who is involved in the car accident might decide or do later. With the help of police report you will have legally documented information about what had happened in case something happens after the car accident.