The Importance of Preparedness: Getting a Quick Car Insurance Quote

Know the ImportanceYour ability to compare auto quotes quickly and conveniently is determined in large part by your level of preparedness. If you’re the kind of person who’ll never have to worry about being labeled “over prepared,” then the information below is especially for you.

  • Are you the only driver you’re insuring, or are there others in your family you’re looking to obtain coverage for? If that’s the case, you’ll need to have their name, date of birth, and information about their driving record.
  • Year, make, and model of the vehicle or vehicles you want to insure, including the VIN number for each, the current odometer reading, and an estimate on how many miles a year they’re driven.
  • Your driver’s license. Auto insurers like to know the people they insure are licensed to operate a moving vehicle.
  • Whether your car is equipped with air bags, anti-lock brakes, and an anti-theft device. In a lot of cases, website comparison tools will pre-populate information that’s a given (like whether your make and model of vehicle came equipped with ABS by default) but it’s best to know all of this ahead of time, just in case.
  • Information on your current auto insurer, as well as details on who’s financing your car.

Getting a quick car insurance quote is also dependent on your ability to process the information you’re being given. If you’re not familiar with car insurance terms, it might be a good idea to brush up on your insurance vocabulary before you compare auto quotes.