Due to many reasons you may wish to prorogate your car insurance policy. The reasons could be, you are not satisfied with the services given by the company you are bound with, if you are relocating to different state, sometimes you may be bugged with the car repairs and totally with car itself, so you no more require a car insurance. But it is better to intimate the insurance company in prior because later you may have to pay loads of money for the lapse. This will affect your credit score recordings also.
Written notice should be sent to the insurance company about the date of cancellation when the policy is active. Do not assume that you are safe by just canceling the insurance not paying the next month’s bill. The next month’s payment will have to be paid in advance if prior notice is not given for the cancellation of the policy.
If you are planning to switch over to another insurance company, and planning to drive the car the entire process, make sure you do not miss to pay car insurance because lapse in the insurance will affect your premium. If your credit history is not good, insurance companies will list you in the risky zone. So make a note of the starting date of the new insurance policy and ending date of the old insurance policy. Therefore pay your premiums on time and be in the safe zone.
To cancel the policy, first call up your insurer and tell them that you want to cancel the policy. Give them the date when you want to cancel your policy. Insurer will give you cancellation form. Read and fill the details properly before you sign. Also ensure by asking them whether they charge for canceling the policy in the middle of the term. If you are fetching better benefits from other insurance company its better to switch .
When more than one person is commuting in a vehicle sharing the vehicle journey, it is called car pooling. Car pooling is basically done to reduce each persons cost of fuel, mental pressure of driving and tolls while traveling. Car pooling is supportable way to commute as sharing the car journey as car pooling is seen to be eco friendly. This reduces carbon discharge from the cars, traffic jam on the streets and compulsion of parking area.Many authorities encourage for car pooling particularly when the fuel prices are in skies and the pollution is increased.
Raising Demand for Carpooling
Saving Money – Travelers who commute daily can take many benefits from car pooling. It saves loads of money for travelers. The energy burden can be shared in a great way by cutting down the fuel usage.
Traffic – Traffic jam is another reason for the people to do car pooling. The drive will be smooth if they take others also in their car and the traffic will be less. Due to less traffic local economies are also benefited. When the companies are looking to relocate in certain cities good traffic flow is the deciding factor.
Riding along with strangers – Sharing a car with the unknown persons is difficult when it comes to security. But the risk of offense is small. Through the existence of internet car pooling schemes problematic users are flagged.
Toll fee – The level of traffic and the toll fee are increasing on par with each other. To avoid the load of traffic in the lane cars are intimated with the charge at the road lane’s entrance only.
A person who has done car pooling will be paying less for the lane when compared to the person driving alone. The aim is to allow the people use the lane if they are ready to pay for the lane and to make the traffic keep moving. The level of traffic is balanced in all the lanes.