Comparing Auto Insurance for Your Second Car

Compare Quotes for Second CarWhen it comes to insuring your second car, comparing auto insurance can save you cash while getting you the best possible coverage. Whether you need a second car so your wife can take the kids to school every morning, or you’ve bought that Jeep Wrangler to go to the beach on the weekends, there are a number of things to consider when comparing auto insurance quotes. For example, if the car’s in your spouse’s name, it might seem logical to buy car insurance separately, but in reality, you can probably save a lot of cash if you add it to your own policy. However, this is only the case if you have a good driving record and have filed no or few claims on your policy. Review both of your situations and make an informed decision. If you’re the sole driver of both your vehicles, make sure to define how each is used. If you use your first car to drive to and from work and your second car solely for short trips on the weekends, the lower mileage and less wear and tear should result in lower rates for the second car. In addition, buying your second car is a great time to review your current policy and see if you can beat the rates with another insurance carrier.

Comparing Auto Insurance Online
The most trustworthy way of comparing auto insurance online is with AgentInsure, one of the nation’s premier insurance comparison websites. Simply fill out your information in the online form to receive immediate, free quotes from a number of different insurance carriers. AgentInsure can also give you the name and phone number of a licensed insurance agent in your area who can help you with any questions or concerns. With AgentInsure, comparing auto insurance for your second car is easy, efficient and can save you lots of cash!

Does a Second Car Mean Double the Car Insurance Premiums?

Quotes on Auto Insurance for Multiple CarsWhether you’re adding your spouse’s car to your policy, buying a car for your teen driver, or finally have enough money for that Jeep Wrangler you’ve always wanted to off-road in, you’re probably wondering if you’re looking at double the car insurance premiums. Though for each of these scenarios the costs will be different—if you’re smart and shop around for quotes on auto insurance, you probably won’t be paying twice what you are now. In fact, the difference might not be anyway near what you expect.

Quotes on Auto Insurance for Multiple Cars
The first thing to do is to contact your current insurance carrier and ask for quotes on auto insurance for multiple cars. If you have a family plan, most carriers offer discounts for your spouse’s car and any child under twenty-five. If you want quotes on auto insurance for a second car that only you will drive, your carrier will usually offer you discounts so long as your driving record is clean—and for any additional cars, you’ll get more discounts. Depending on the insurance carrier, discounts for multiple cars can be as much as 25%, so it’s well worth getting different quotes on auto insurance before you agree to a policy.

Financing Your Second Car
If you’re financing a second car, you’ll see in your auto insurance quotes that discounts don’t apply. You’re still paying off a loan on the car, which means you’re required to provide full insurance coverage until you’ve made the final payment. However, you can still shop around for the best quotes on auto insurance by contacting AgentInsure. With AgentInsure, you can find the best quotes on auto insurance for financed cars, as well as multiple car discounts!