The city of Dallas, Texas has requirements for car insurance that must be met in order for any driver to be considered legal when operating a motor vehicle. The driver is required to carry liability insurance just in case they are found at-fault in an accident. There are penalties that are handed down from the law if a driver is found to be without insurance.
Reasons For Having Insurance
Insurance policies are important for people to have. It keeps them responsible by helping them to pay for the damage to other people’s property and injuries. Policyholders get the peace of mind of protection if their car is ever damaged in the event of an accident. They can simply call their insurance company and have it fixed by an authorized repair shop.
Dallas Liability Insurance
Liability insurance, for Dallas residents, is an insurance policy that pays for injuries and damage caused because of an at-fault accident. The state of Texas has set the minimum level of coverage at 25/50/25. This means that if an accident happens then the at-fault driver’s policy will pay for the injuries of the other car in the amount of $25,000 per person, $50,000 per accident, and $25,000 for property damage. There are other levels that can be chosen should the policy owner want better coverage.
Dallas Laws Regarding Insurance
Dallas citizens can be fined by law officials for not carrying insurance. For the first offense they can be fined up to $300 and for the second offense they can be fined up to $1,000. After the first offense, Dallas drivers also run the risk of losing their drivers license for failure to have insurance. The officer can also have the car impounded until proof of insurance has been presented in court.