Reasons Why you Should Use a Local Independent Agent to Compare Insurance Quotes to Save Money

Shopping for a new insurance policy might be a lengthy and even stressful process, especially if you attempt to compare quotes by doing everything the hard way. You can always spend hours contacting all the different insurance companies to speak with their agents about insurance prices, their insurance policy types, and their approach to handling customer service. Just to get three different auto insurance quotes to compare, it could take hours if not days. That is largely because you would need to contact each insurance agent individually to get a quote and wait to hear back from them.

Even if you did contact three or more different insurance providers to get quotes, it would be up to you to compile all of the information that you got from each agency. Then, you’d try to make sense of all the information when compared to the policy info from the other providers. This is not only confusing but frustrating: Every insurance provider tends to have their own minor differences in policies, and this can make it difficult to see the "big picture" for comparison purposes.

If you need to get more than one type of insurance, you would have to repeat this information gathering process again for each type of insurance you require: Home, auto, health insurance, or another type. This is, of course, enormously time consuming and takes too much time and effort for many people.

Fortunately, there is a much simpler solution available, and it allows you to access all the information you need online. A local independent agent that carries multiple types of insurance from many different carriers has got the fastest access to the most different provider quotes — and they can compile them all for you in one easy place.

Instead of dealing with paperwork from a lot of different places, the independent agent can give you online access to auto insurance, home insurance, and health insurance quotes from at least several different providers at one time. This will allow you to see the benefits and drawbacks of the policies side by side, and lets you compare to get the best price. You can save the most money while you save time too!

Buying insurance online vs. in person

Buying insurance online vs. in personAre you the kind of person who likes to avoid the crowds and shop online? Do you prefer making dinner reservations through your tablet computer or ordering airplane tickets through your airlines’ Web site? Would you rather pick up the phone to make your hotel reservations or order your new living room couch?

These answers are important when you’re shopping for new insurance. Whether you’re purchasing homeowners, life, auto or health insurance, you can shop for and buy policies online. Doing so is quick. But some people still prefer to buy their insurance the traditional way, with meeting an insurance agent face-to-face.

Both methods have their advantages. Consider shopping for insurance online. If you’re strapped for time, you can log onto an insurance-comparison Web site and instantly compare insurance quotes and policy types from the biggest insurance providers across the country. When you find a policy you like at a price you deem fair, you can quickly purchase it.

For others, though, buying insurance directly from an insurance agent is the favored approach. When meeting with insurance agents in person, shoppers can ask the questions that won’t get answered — at least not quickly — from an online insurance provider. Some shoppers simply feel more confident that they’ll receive the best service when they meet with agents in person.

There is a third option, though. Some shoppers prefer to research insurance policies online and then make their actual purchases while meeting with an insurance agent in person. By logging onto an insurance-comparison Web site, consumers can quickly receive live quotes from insurance providers across the nation. Armed with this information, they can then visit a local insurance agent to discuss their options. This results in better-informed consumers who have boosted their odds of finding the right insurance policy for them.

The best news is that no one approach is right or wrong. It’s up to consumers themselves to determine which method of hunting for auto, health, life or homeowners insurance is best for them.