Have Insurance Before You Dive

Dive with an InsurancePools are of great fun and fun! Swimming and watching  the children enjoying all around and  the water splashes, and to take rest in the cold water after a hectic day of work are incomparable summer pleasure. Here are a some tips to reassure you can get to know most about the pool.

  • It is a must to lock the entrance and to have a secure fencing around the deck and the pool area to avoid any access when there is no one to look after.
  • Always be sure that you have the equipments like life saving jackets, life preservers and a hook to rescue near the pool and also the emergency telephone numbers.
  • Make sure all the chemicals safety are stored side the pool area. Do follow all usage instructions and storage suggested by the manufacturer.
  • Don’t leave a children unattended near the pool or water area.
  • Make sure you look out for signs of tear and wear near the pool where pipes or other items would have moved into the liner.
  • For the pool above the ground, check for the rusting of metal or deterioration. They indicate areas where the pool could break or person can be injured.
  • Keep the pool seasonably prepped and well maintained. Be sure to reduce the water level and the pools are covered in winter months.
  • Safety is to get fix a audible pool alarm which alerts you if in case someone who is unattended falls  into the pool.
  • The barrier and the fence should be minimum 5 feet above. It should have no handholds or foot  that will help a young children to climb.
  • Fencing  gates must be self-latching and self-closing. The gates should be well maintained to latch and close easily. And make sure these latches are out of reach to children.
  • Ladders and steps should be locked and secured from the ground to the pool, or it has to be removed when your not using the pool.
  • Remove toys from in and around the pool. Toys are dangerous near the pool for children as they get the attention children to the pool.
  • Motor-driven covers easily  close and open over the pool. When this power safety cover is properly placed over the pool, they provide a high level of safety for children under 4 years old by avoiding their access to the water.

Dive Safe with Insurance

Take Safety MeasuresPools can always be of so much fun! Due it’s purpose, swimming, playing, relaxing beside after a busy day, splashing water around and seeing your kids be part of this fun are some of the delights specially during summer. Here are a few tips to ensure you can get the most out of your pool.

  • Maintain a secured fencing along with locked entrance and a deck area around the swimming pool to prevent any accidents. This compensates for inadequate supervision.
  • Ensure adequate equipments near the pool to secure one’s life such as rescue hooks, tubes and life preservers.
  • Keep any stored chemicals away from the pool. Read through usage and storage instructions which are recommended by manufacturers.
  • Do not leave a child alone or unattended near the pool or any water covered area.
  • Check for wear and tear signs, usually where pipes, hoses or other items are fixed.
  • For pools above ground, check for deterioration or rust of metals. This can hurt or injure a person.
  • Maintain a clean pool, prepped up seasonally. Keep the water level low and cover the pool in winters.
  • Install pool alarm which is highly audible in order to alert you or the neighbors if some one falls into the pool and is left unattended.
  • The barriers built should be of minimum 4 feet high with out any hand or foot holds which would provoke your child to climb for it.
  • A self-latching and self-closing fence is part of a better planned gate. A child should not easily reach out for the latch.
  • Ladders or steps leading you from ground level to the pool be locked and highly secured. When not used, it is better to remove.
  • A telephone on poolside listing all the emergency numbers in case of need
  • When not used, do not leave behind any toy beside or in the pool. Toys usually attract children.
  • A barrier running on motor can be set over the pool area. These motor driven barriers will automatically close and open providing a high level of safety over the pool. This also stops a child from nearing the water.

Fearful Natural Phenomenon – Earthquake

Do Not Be A VictimYou may sit back and peacefully enjoy with your family till a sudden and violent shaking of ground called earthquake, a tremor occurs. Perhaps, earthquake is one the most fearful natural phenomenon. It is unpredictable and occurs without any notice. Earthquake may occur due to many reasons such as explosions of high atomic bomb or nuclear power, high flow tides, heavy traffic in city streets, tumbling of streams over high falls etc. Many scientists have failed to predict when an earthquake occurs.

Earthquake in Ohio

Since the Revolutionary War, Ohio has a record of atleast 120 earthquakes which resulted in heavy damage and major injuries. So far, there have been six earthquakes in Ohio in 2010. The largest recorded earthquake with 5.5 magnitude in Ohio, shook the entire Anna city in the midnight. The area around Anna has been the epicenter for more than 40 quakes. Even Ohio’s two nuclear power plants are not free from the risk of quakes. The Geological Survey of Ohio has recorded earthquakes which had 4.5 magnitude or even more. Though many earthquakes occurred, no one were severely injured or killed. The state of Ohio’s designs it’s seismic network to identify high risk zones and communicate the same information to its residents after an earthquake.

Ohio Earthquake Insurance

If you are looking for a comprehensive home owners insurance or purely an earthquake insurance policy, obtaining an earthquake insurance quote in Ohio much before any other policy is a must. If your location is very much prone to earthquake then do not delay in choosing a policy which provides you financial support when disaster strikes. Not all homeowners insurance policy will pay when their homes are damaged by earthquake.

Do remember if you are opting for ‘all perils’ coverage, make sure you check with your agent if it covers earthquake. Generally ‘all perils’ coverage does not cover earthquake, it differs from one company to another. There are such few instances where a home owner with a requirement for mortgage needs to have an earthquake insurance. If you are residing in earthquake zone areas and looking for that peace of mind to be protected financially in the event of any damage then insurance is definitely a good purchase.