Have Insurance Before You Dive

Dive with an InsurancePools are of great fun and fun! Swimming and watching  the children enjoying all around and  the water splashes, and to take rest in the cold water after a hectic day of work are incomparable summer pleasure. Here are a some tips to reassure you can get to know most about the pool.

  • It is a must to lock the entrance and to have a secure fencing around the deck and the pool area to avoid any access when there is no one to look after.
  • Always be sure that you have the equipments like life saving jackets, life preservers and a hook to rescue near the pool and also the emergency telephone numbers.
  • Make sure all the chemicals safety are stored side the pool area. Do follow all usage instructions and storage suggested by the manufacturer.
  • Don’t leave a children unattended near the pool or water area.
  • Make sure you look out for signs of tear and wear near the pool where pipes or other items would have moved into the liner.
  • For the pool above the ground, check for the rusting of metal or deterioration. They indicate areas where the pool could break or person can be injured.
  • Keep the pool seasonably prepped and well maintained. Be sure to reduce the water level and the pools are covered in winter months.
  • Safety is to get fix a audible pool alarm which alerts you if in case someone who is unattended falls  into the pool.
  • The barrier and the fence should be minimum 5 feet above. It should have no handholds or foot  that will help a young children to climb.
  • Fencing  gates must be self-latching and self-closing. The gates should be well maintained to latch and close easily. And make sure these latches are out of reach to children.
  • Ladders and steps should be locked and secured from the ground to the pool, or it has to be removed when your not using the pool.
  • Remove toys from in and around the pool. Toys are dangerous near the pool for children as they get the attention children to the pool.
  • Motor-driven covers easily  close and open over the pool. When this power safety cover is properly placed over the pool, they provide a high level of safety for children under 4 years old by avoiding their access to the water.

Dive Safe with Insurance

Take Safety MeasuresPools can always be of so much fun! Due it’s purpose, swimming, playing, relaxing beside after a busy day, splashing water around and seeing your kids be part of this fun are some of the delights specially during summer. Here are a few tips to ensure you can get the most out of your pool.

  • Maintain a secured fencing along with locked entrance and a deck area around the swimming pool to prevent any accidents. This compensates for inadequate supervision.
  • Ensure adequate equipments near the pool to secure one’s life such as rescue hooks, tubes and life preservers.
  • Keep any stored chemicals away from the pool. Read through usage and storage instructions which are recommended by manufacturers.
  • Do not leave a child alone or unattended near the pool or any water covered area.
  • Check for wear and tear signs, usually where pipes, hoses or other items are fixed.
  • For pools above ground, check for deterioration or rust of metals. This can hurt or injure a person.
  • Maintain a clean pool, prepped up seasonally. Keep the water level low and cover the pool in winters.
  • Install pool alarm which is highly audible in order to alert you or the neighbors if some one falls into the pool and is left unattended.
  • The barriers built should be of minimum 4 feet high with out any hand or foot holds which would provoke your child to climb for it.
  • A self-latching and self-closing fence is part of a better planned gate. A child should not easily reach out for the latch.
  • Ladders or steps leading you from ground level to the pool be locked and highly secured. When not used, it is better to remove.
  • A telephone on poolside listing all the emergency numbers in case of need
  • When not used, do not leave behind any toy beside or in the pool. Toys usually attract children.
  • A barrier running on motor can be set over the pool area. These motor driven barriers will automatically close and open providing a high level of safety over the pool. This also stops a child from nearing the water.

Securing Celebrations at Home

Are You Secured ?It’s always fun to dust off your party shoes and get ready to welcome home your guests for gathering, party or any celebrations. Be it holidays or festive season, you invite people home, serve them delicious food, desserts and drinks. It is always a good idea to make sure you are planning a fun yet safe party to avoid any further potential problems. It is important for any homeowner to take necessary precautions, habit home safety to prevent filing of claims under your homeowners insurance policy.

Tips for Home Safety to Avoid Claims

Decorative Candles: The most common insurance claims made by homeowners are due to fire damage in their home. House decorated with candle light, where candles are one of the easiest ways to start fires.. Be sure to keep open flames away from curtains, decorations or any flammable materials.

Glorious Food: Be any party or celebration, food is always a concern. Make sure, guests are served with hot food and refrigerator has enough room to hold all the food. Let the food not look all spoiled. If any of your guests incur food poisoning, you will be held responsible and will end up paying medical bills.

Loving Pets: Do keep your pets away from guests, no matter how friendly they are. You will not be able to predict when your dog will get furious. Also, make sure to keep the dogs away from food and any such decorated parts of home, just in case if they cause damage to home or any possible fire.

Home Security: Festive season is when thefts and burglars celebrate. Ensure to have a proper reliable security alarm system installed , also a motion sensitive lights in and around your property. Also, check for smoke alarms to prevent, or minimize damage from fire.

Turn The Lights On: When u arrange for a party at night, do lit all the lights. Keep the path leading to front step and your home well-lit. This can prevent any elderly person or kids from being a victim of painful fall. You are just avoiding a liability coverage claim which was all set to happen.

Drinks: A party or celebration is never enjoyed without alcohol and other drinks. Make sure to be a good host and set an end time for the party, not to worry about long drinking hours. Do hire some person to serve drinks and monitor guests. Have an eye on kids and teenagers, keep them away from alcoholic beverages. Do not let anyone drive home if they are found to be drinking all the time. Any accident occurring, you will be liable for it.

Customer-Driven Car Insurance Companies

Customer DrivenIf you’re like most Americans, you love your car. You spend hours every week driving to and from work, dropping the kids off at school, and running errands. On the weekends, your car gets you to family, friends, and fun. So it’s only logical that when you compare auto insurance quotes, you want to choose an insurance company that answers your questions quickly, knows the details of your policy, and provides you with immediate assistance in emergencies.

Top-Notch Customer Service
When you compare auto insurance, the easy part is that you’ll get a taste of how customer-driven an insurance company is from the moment you call to discuss your quote. If you’re put on hold for hours with one company, another company probably offers you faster service and more personal attention. And it’s only natural to ask questions when you compare auto insurance—but if the customer service representative is unable to answer them, or worse, unfriendly, you’re better off looking for a company that trains its personnel to be friendly and helpful. A customer-driven insurance company will provide you with as much information as possible when you compare auto insurance quotes, thereby assuring you that you and your car will be taken care of.

Compare Auto Insurance with AgentInsure
AgentInsure, one of America’s leading insurance comparison companies, can help you compare auto insurance and find the one that offers you the most comprehensive coverage for an affordable premium. What’s more, AgentInsure puts you in touch with a number of licensed insurance agents in your area who can help you select the right policy for you with an insurance company that offers top-notch customer service. Remember, when you compare auto insurance, service is as important as coverage!