If you want to learn the best way to shop for auto insurance, sometimes you have to make mistakes. Big ones. Fortunately for you, there have been plenty of other people that have come and gone ahead of you who have essentially laid a solid foundation for the things to avoid when shopping for car insurance. One of the things they’ve taught us is that more often than not, you have to fight your human nature to find the best deal.
How so? Consider this: one of the biggest roadblocks to finding the best possible car insurance coverage is the desire for familiarity. People are creatures of habit, and it shows in the patterns by which we lead our lives—eating at the same restaurants, shopping at the same stores, seeing the same doctors… and failing to compare auto insurance by sticking with the same old insurer we’ve had for years.
As you might imagine, this is a mistake on a number of levels. Unless you compare auto insurance regularly, you’ll never know if you’re paying far too much. You’ll never discover—until it’s far too late, anyway —whether your coverage is sufficient or if you’re throwing money away on over-insurance. So what’s the best thing to do if you despise change? Shop for auto insurance at least once a year and if you find a better deal elsewhere, discuss it with your insurance agent to see if they can match the coverage. If they agree, you’ll be in a bona fide win-win situation.