A traffic violation will undoubtedly negatively affect your driving record, but it doesn’t mean that you will be blacklisted by insurance companies for your entire life just for a speeding ticket you received when you were sixteen. In general, the length of time that a traffic violation stays on your record will depend mostly on the severity of the violation. Tickets for moving violations, such as speeding tickets and illegal U-turns, as well as minor car accidents will usually stay on your driving record for three to five years from the date of the violation. Major violations, including reckless driving, drunk driving, hit and run offenses, and driving with a suspended license, will stay on your record for seven years or more depending on the nature of the offense. Some state laws require drug and alcohol offenses to permanently remain on your record.
Some states may allow you to clear your record of minor offenses if you take the necessary steps to rectify the situation. For example, if you were cited for speeding, you can usually pay the fine and attend an approved driving school to have the violation removed from your record sooner than the three to five years it would normally stay on your record. Doing so would indicate that you have taken the appropriate measures to improve your driving skills, and are actively working toward becoming a more responsible driver.
The amount of time that a violation stays on your record will affect you the most when you purchase or renew your auto insurance, since your personal driving history will play a significant role in how your insurance agent will calculate your rate. Your insurance company will always consult your driver’s record before providing you with a quote; however, not all companies will order copies for the same period of time. For example, some auto insurance companies will only review your record from the past three years, while others may review your record from the past seven years or longer. Regardless, it is usually more effective to take the necessary steps to eliminate driving violations to keep your record clean and your insurance rates low.
As a parent, your peaceful mind would take a toll when your teen gets on to the driving seat and drives off all by themselves for the first time ever. Such occasions causes stress on any parent. Your stress can find a relief only when your teen has rode a vehicle good number of times or attended a driving class. Finding a good driving class is also a task which is not easy as it’s the basic foundation for any learner, specially when he or she is a teen.
Here is a resource which can help you to find a better driving school. The Better Business Bureau, on entering the name of the driving school you opted for, you can find all the negative feed backs or complaints if any against the school. This makes your search easy and efficient. You can also check for the list of driving schools licensed under your state department of motor vehicles, which can be an added advantage as those schools meet with the state’s requirements. Every state has defined set of rules which a driving school has to abide, say, conduct a minimum of 25 hours of class room session, provide internet training to the teens and also a minimum of 5 hrs of training on roads behind the wheels.
On Completion of Search
Once you have chosen a driving school, contact them and ask few questions to clarify your doubts. Visit their school to have a look at it and know how the training will be conducted. On visit, check for the books, guides and other training materials provided by the driving school to your teens. Also check if the materials are as per the AAA standards. Take a look at the vehicle which will be used to train your teen, the make and model, safety features and year built. You can also ask for a test drive to ensure the quality of the program.
Before you are asked to sign on the dotted line, check for price, if any additional charges are implicable. Understand the policy’s terms and conditions and also make sure that you check how the policy works if your teen had to miss a class or training program. Remember, all this effort will fetch benefits while obtaining a car insurance policy by giving you discounts on factors such as teen’s driving course and good grades.