How Long Does It Take for a Driving Record to Clear?

When it comes to your driving record, keeping it clear of any ticket is a very important step in maintaining lower insurance rates. However, there are times when things happen. You were going just a bit too fast while driving or you were charged with another moving violation. When this happens, you may incur points on your license.

Understanding Points

Every state’s department of motor vehicles or the equivalent determines how many points you receive for each type of driving violation. The more serious the crime, the more points are added to your license. You can max out, at which point you could lose your driving privileges either through a suspension or permanently.

In most states, points remain on your license for a set period of time. If, for example, the state’s laws say points remain in place for 18 months, then it will take 18 months for those points to come off your record. If you get additional points after the first ones, it will take another 18 months for those points to drop off.

Finding Your State’s Laws

Visiting the department of motor vehicles’ website for your state can help you to determine how long this will take. In many states, it is 18 months, but it can be more or less. You can also check your driving record through the site or request a copy of it so that you always know where you stand.

Finding Insurance

The more points you have on your driving record, the more expensive auto insurance will be for you. That’s because you are more of a risk to the insurance company. If you have a few points, it may be a good idea to shop around for a new insurance provider. Some work specifically with those who have poor driving records and need a second chance.

When you work with an independent insurance agency, you’ll be able to navigate your options and find the best insurance provider in your area. Even when you get a ticket, you can feel protected from your policy if you have the right one.

Do Not Let a Stroke Stop Your Driving

Do Not Let a Stroke Stop Your DrivingAsk a stroke affected person how it influences every single aspect of their life, from eating to communicating, muscle contraction to driving car. Stroke can make all your activities treacherous. Especially for the drivers, who incurred stroke will have trouble in even turning the wheel, applying brakes, clutch and even difficult making sudden decisions in case of emergencies.

State laws do not let any driver affected by stroke to go behind the wheels. Physicians will generally be asked to report to the state department of motor vehicles on patients having serious medical issues. Further the patients will be taken for a driving test post which they will be certified if they can continue to drive on Michigan roads.

Tests for Safety

Fortunately, a stroke cannot stop you from your daily activities and all your privileges to drive. As per a study in Neurology, after a series of tests being conducted on a stroke person should help him to get back on wheels. The tests will be administered in doctor’s office. The patient will be assessed on traffic knowledge, road signs, visual abilities, mental speed, span of attention and spatial abilities. Only when the driver is able to pass all these tests, he will be allowed to drive.

As the decision to drive is a complex decision to be made, it happens gradually. If at all you fail to follow traffic rules and cause any accident, it will have an impact on your driving record and thus your car insurance premium will increase. Below are some tips which will help you to drive after a stroke.

  • Talk to your physician. The doctor will help you in determining your capabilities to drive again.
  • Start slowly. Drive short distances and check how far you will be able to handle it. Practice in empty roads first before getting on highways.
  • Always have someone beside you while driving. Do not drive alone unless you are confident. Ask for honest evaluation and then proceed.