It’s a sad fact of life that relationships come to an end. Separation, divorce and death are devastating events that have a direct impact on you physically, mentally, and financially. In order to be prepared for how this change could impact your wallet, you’ll need to review your insurance policies and start comparing insurance quotes that reflect your new situation.
Before comparing insurance quotes, take some time to outline what your personal coverage requirements are, as your comfort level will determine the amount of coverage you need. When comparing insurance, it’s also important to realize that being the sole policyholder, you’ll lose family discounts, multi-car discounts and double income on your home insurance. Being single or widowed will affect your rates. However, you may find that you need less coverage than before. No matter whether you want to compare homeowner insurance or car insurance, it’s both efficient and easy to go to a trustworthy insurance comparison site like AgentInsure. AgentInsure makes comparing insurance as easy as a few clicks with your mouse. You simply fill out your information in the required fields, choose from which insurance carriers you’d like to receive quotes, and AgentInsure does the rest. Once you have the resulting quotes on your screen, you can take your time comparing insurance quotes and selecting the one that provides the coverage you need at a price you can afford.
Though it’s usually not the first thing that springs to mind, moving in with your partner can result in lower insurance rates if you do some research and compare auto and home insurance quotes.
Compare Auto and Home Insurance Quotes
When you’re single, you both pay your own insurance, but when you officially move in together, you should compare insurance quotes that offer money saving options like family plans or multiple car discounts. Spend some time discussing exactly how much, as well as what types of coverage you need before you compare auto and home insurance quotes. If you’re both on the same page about your requirements, it becomes much easier to find exactly what you’re looking for when you compare auto and home insurance quotes.
The AgentInsure Difference
One of the easiest and fastest ways to compare auto and home insurance is with AgentInsure, one of America’s leading comparison sites. All you have to do is enter your information in the online form and select the companies you’re interested in. Within a few minutes, you’ll receive free quotes that let you compare auto and home insurance at a glance. Remember to compare auto and home insurance quotes you receive with quotes from your current insurance carriers, as you might qualify for discounts for long-term customers. If you have any questions about your quotes, AgentInsure will recommend a qualified insurance agent in your area who can provide you with accurate and up-to-date information. With AgentInsure, it’s easy for couples to compare auto and home insurance quotes and save cash on their insurance!
Multi car insurance policies can be one of the most effective ways of lowering your auto insurance premiums. Insurers offer multi car discounts as incentive, since the added business brings the insurance company more revenue. But while signing up for multiple car insurance saves the average person about 25 percent, it’s not always the most economical option. Here are a few facts about multi car insurance policies that you might not know.
- People who share the same household can take advantage of multi car discounts even if they’re not family. In other words, you don’t have to be married to someone or directly related in order to take advantage of the discounts.
- Bad driving habits can cancel out good driving habits. If you have a stellar driving record, sharing a policy with someone who has a less-than desirable record might actually increase the amount you pay. Likewise if you have a history of accidents or tickets, going into multi car policy with someone without a blemish on theirs won’t save you money. In this case, it makes more sense to have separate policies.
- Some insurance providers require that all cars under a shared policy have the same level of coverage. But the older a vehicle is, the less sense it makes to carry full coverage—whereas someone with a brand new car may want comprehensive insurance.
- You can continue to carry your children on your family insurance policy until they’re 25, as long as they still live with you.
- If you own more than one car and live alone, you can still take advantage of multi car discounts.