Smart Couples Compare Car Insurance Quotes

Smart Choice and Smart DecisionMany couples that have just tied the knot or moved in together don’t realize that if they compare car insurance quotes, they can save lots of cash on their monthly expenses. Of course, starting a new life together usually involves a new home and perhaps even starting a family, so what could be better when faced with a lot of additional expenses than knowing that simply comparing a couple of auto insurance quotes can save you cash?

For Maximum Convenience, Compare Car Insurance Quotes Online
Comparing auto insurance quotes can save you time and money. With online comparison sites providing you with a number of different quotes in a matter of minutes, as well as the best real-time rates available, there’s really no better way to compare car insurance quotes. When comparing auto insurance, remember to look at things like how much coverage is offered, whether there’s reimbursement for time lost at work due to an accident, whether your family’s covered in the event of a collision, and how including your spouse on your insurance policy will affect your rates. It’s also good to know that most insurance carriers automatically lower your rates once you’re married, so even if you’re not looking for a new policy, simply updating it can save you hundreds of dollars a year.

If you’ve recently tied the knot, do the smart thing and compare car insurance quotes. That way, you can be sure to get the coverage you need to ensure your and your family’s protection while paying the lowest possible rates.

Compare Auto Insurance Quotes to Save Cash

Opt for The Best Car Quotes and Save CashWhether you’re looking to save money on your current car insurance or need to buy insurance for your first car, it’s always a financially smart idea to compare auto insurance quotes before you purchase a new policy. Research shows that drivers who stay with the same insurance company year after year usually wind up paying hundreds of dollars more than they would if they shopped around regularly for better deals on car insurance.

Easy Car Insurance Quotes
Nowadays, there’s nothing easier than requesting easy car insurance quotes through a reputable insurance comparison site such as AgentInsure, one of the nation’s leaders in the industry. After providing the site with your information by means of a secure online form, you’ll receive a number of quotes that are tailor made based on the information you provided. Comparing auto insurance becomes simple as you have all of the information on one screen, which creates a complete overview of each quote’s terms and premiums. You’ll probably be surprised to see just how much cash you can save when you compare your current rates with other insurance carriers.

Buying New Car Insurance
After you compare auto insurance quotes and find a policy that fits your needs and your budget, you can immediately purchase that policy by clicking on the link in the quote of your choice. However, if you’re already insured, remember to review the cancellation terms on your current insurance to make sure you don’t wind up paying penalties for early cancellation or even being overinsured.

Easy Insurance Rate Comparison

Take Easy StepsIf you’ve ever wondered if you’re paying too much for your home and auto insurance, you’re not alone: thousands of Americans use online insurance rate comparison tools to see if they can beat their current insurance rates. Whether you’re comparing auto insurance quotes or property and casualty quotes, seeing what you pay and what you get has never been easier.

Online Insurance Rate Comparison
When comparing insurance rates is the business at hand, of course you can go ahead and call the major insurance carriers for quotes. You’ll probably be on the phone for hours telling customer service representatives your information so they can make up their quotes for you, and then you’ll have to wait for days until all of the different quotes arrive by mail. With online insurance rate comparison, you never have to experience these inconveniences again. You simply fill out your information once and immediately receive a number of quotes at your email address. This makes comparing auto insurance quotes and home insurance quotes easy, as you have all of the information on the screen in front of you. In addition to ease and convenience, there’s another huge advantage to online insurance rate comparison: the rates are oftentimes lower! Though insurance companies regularly offer low rates on their own websites, comparison websites often get even lower rates thanks to special deals and discounts! If you take advantage of any of these rates, make sure to read the fine print so you know if your premiums change after a set period of time.

Four Tips for Comparing Auto Insurance Quotes

Compare Car Insurance Quotes Using TipsComparing auto insurance quotes can be confusing and even overwhelming – especially if you have never bought car insurance before and want the best coverage possible. What follows are four easy to follow tips for comparing auto insurance quotes.

  1. Look at the amounts of each of the premiums on the insurance quotes to make sure they are reasonable. Most drivers prefer to pay their premiums every month, but it’s also possible to pay your annual premium in one payment and save cash.
  2. For each type of coverage offered under the policies, check to see the deductible amount. In the event of a claim, you always have to pay the deductible first before the coverage kicks in, so you want to make sure it’s something you can afford.
  3. Read each quote carefully to see if they provide the type of coverage you want. For example, if you want protection in the event of an accident, but also just for random damages due to falling objects, you’ll need liability, collision and comprehensive coverage.
  4. Do the quotes offer the amount of coverage you want? Different policies offer different coverage amounts, and you need to buy insurance that offers you what you feel to be an adequate sum in the event of any claims or accidents. If you have a family or other dependents, make sure your coverage protects your family in the event that you’re injured and unable to provide for them.

Comparing Auto Insurance for Your Second Car

Compare Quotes for Second CarWhen it comes to insuring your second car, comparing auto insurance can save you cash while getting you the best possible coverage. Whether you need a second car so your wife can take the kids to school every morning, or you’ve bought that Jeep Wrangler to go to the beach on the weekends, there are a number of things to consider when comparing auto insurance quotes. For example, if the car’s in your spouse’s name, it might seem logical to buy car insurance separately, but in reality, you can probably save a lot of cash if you add it to your own policy. However, this is only the case if you have a good driving record and have filed no or few claims on your policy. Review both of your situations and make an informed decision. If you’re the sole driver of both your vehicles, make sure to define how each is used. If you use your first car to drive to and from work and your second car solely for short trips on the weekends, the lower mileage and less wear and tear should result in lower rates for the second car. In addition, buying your second car is a great time to review your current policy and see if you can beat the rates with another insurance carrier.

Comparing Auto Insurance Online
The most trustworthy way of comparing auto insurance online is with AgentInsure, one of the nation’s premier insurance comparison websites. Simply fill out your information in the online form to receive immediate, free quotes from a number of different insurance carriers. AgentInsure can also give you the name and phone number of a licensed insurance agent in your area who can help you with any questions or concerns. With AgentInsure, comparing auto insurance for your second car is easy, efficient and can save you lots of cash!

How to Find Auto Insurance Quotes for Hybrids

Hybrid CarsIf you’ve just bought your first hybrid car, you’ll need to know how to find the best auto insurance quotes for this type of vehicle. Fortunately, hybrids are becoming increasingly more popular amongst drivers looking for eco-friendly transportation methods and the tax break offered to encourage more people to buy hybrids. In fact, experts predict that by 2020, 15% of all vehicles in the United States will be hybrids. The hybrid’s popularity is having an effect on its car insurance rates, making it not only easier for drivers to find a reasonable auto insurance quote, but oftentimes even giving them insurance discounts of up to ten percent.

Why hybrid auto insurance quotes are often lower
Though many drivers think that insurance for hybrids is lower due to the eco-friendly aspect of these cars, in reality, there are other factors that are just as important. Research shows that most drivers who own hybrids are mature, typically between 41 and 60, and more responsible than younger drivers. Because they’re more cautious on the road and take good care of their vehicles, they fall into the so-called preferred insurance category of drivers who are less likely to file claims.

Compare auto insurance quotes with AgentInsure
One of the easiest and most efficient ways to find great insurance rates for hybrids is to compare auto insurance quotes with AgentInsure. Simply go to the AgentInsure website and fill out the online form to receive immediate, free quotes from a number of different insurance carriers!

How Comparing Auto Insurance Quotes Can Save More Than Your Car

Though comparing auto insurance quotes isn’t everybody’s idea of fun, it’s important to understand how being smart about your insurance coverage can be the best move you’ll ever make. Just think about it: In the unfortunate event that you’re involved in an accident, wouldn’t you want the best possible coverage? TSavingshat’s where comparing auto insurance quotes can make all the difference.

Comparing Insurance Can Get You Better Coverage

By comparing auto insurance quotes, you can find out how to get the best possible coverage for the lowest price. For example, you might be considering buying only liability insurance, but after comparing auto insurance quotes you realize that for a small amount more, you can get comprehensive and collision car insurance, too. If you’re involved in an accident, these policies kick in and cover everything from material damages to missed work days – coverage liability insurance doesn’t provide. By comparing auto insurance quotes, you become more aware of the actual costs of car insurance and the costs of being underinsured.

Comparing Auto Insurance Quotes With AgentInsure

Comparing auto insurance quotes with AgentInsure is quick, easy and completely reliable. Once you’ve filled out all necessary information on the online form and selected the companies you’re interested in, AgentInsure helps you find the right policy for your situation by sending you your free quotes. You can take all the time you need to review them and even call one of AgentInsure’s licensed insurance agents for more information. One thing’s for sure: With AgentInsure, you’ll find the best rates for the best coverage!

Does a Second Car Mean Double the Car Insurance Premiums?

Quotes on Auto Insurance for Multiple CarsWhether you’re adding your spouse’s car to your policy, buying a car for your teen driver, or finally have enough money for that Jeep Wrangler you’ve always wanted to off-road in, you’re probably wondering if you’re looking at double the car insurance premiums. Though for each of these scenarios the costs will be different—if you’re smart and shop around for quotes on auto insurance, you probably won’t be paying twice what you are now. In fact, the difference might not be anyway near what you expect.

Quotes on Auto Insurance for Multiple Cars
The first thing to do is to contact your current insurance carrier and ask for quotes on auto insurance for multiple cars. If you have a family plan, most carriers offer discounts for your spouse’s car and any child under twenty-five. If you want quotes on auto insurance for a second car that only you will drive, your carrier will usually offer you discounts so long as your driving record is clean—and for any additional cars, you’ll get more discounts. Depending on the insurance carrier, discounts for multiple cars can be as much as 25%, so it’s well worth getting different quotes on auto insurance before you agree to a policy.

Financing Your Second Car
If you’re financing a second car, you’ll see in your auto insurance quotes that discounts don’t apply. You’re still paying off a loan on the car, which means you’re required to provide full insurance coverage until you’ve made the final payment. However, you can still shop around for the best quotes on auto insurance by contacting AgentInsure. With AgentInsure, you can find the best quotes on auto insurance for financed cars, as well as multiple car discounts!

Does the Car Model I Drive Affect My Insurance Rate?

Car Model Does Affect RatesWhen you buy a new car, the cost of insuring it is probably not the first thing on your mind. However, the car model you drive greatly affects your insurance rates because each car model is assigned a risk number by insurance carriers. This risk number is based on the repair or replacement costs after an accident or theft. If you’re serious about keeping your insurance rates to a minimum while still having maximum coverage, it’s a good idea to compare auto quotes before you actually buy your new car.

Comparing auto insurance quotes is free and costs only a small time investment—and can save you cash. You can compare auto quotes by requesting quotes for a number of models from different insurance agencies. When you compare auto quotes to find the model that will cost the least, make sure to fill out all additional information on the form, or you might wind up misinterpreting the quotes.

You can also compare auto quotes by using an online comparison site. One of the most trustworthy sites to compare auto quotes is AgentInsure, which instantly connects you to its nationwide network of licensed agents. With AgentInsure’s help, you can compare auto quotes for each model you’re interested in and determine which one is most financially feasible for you. After you compare auto quotes and you’ve decided which car model to buy, AgentInsure can help you select the best policy for all your driving needs.

How Your Geographic Location Affects Your Car Insurance Rates

Car Insurance RatesIf you’re like most Americans, you spend thousands of dollars each year on auto insurance. No matter how satisfied you are with your insurance carrier, it’s a financially sound idea to periodically compare auto insurance to find out if there’s a better deal out there.

When you compare auto insurance quotes, it’s important to realize that there are a number of factors that influence insurance rates. Geographic location is one of them.

  • Traffic. The amount of traffic in your area can greatly affect your insurance rates, because an area that’s often congested with traffic has a relatively high accident rate.
  • State. Besides that, the state you live in plays a key role. If you compare auto insurance rates in Washington or New York with those in Idaho or Maine, you’ll see the first are much higher.
  • Neighborhood. When you compare auto insurance, you’ll also see that the neighborhood you live in determines a large part of your insurance rates. If you live in an inner city neighborhood with high crime rates, you’ll be paying much more than if you live in a quiet suburb with low crime rates. Additionally, the distance you live from a police station can affect your car insurance rates, as well as whether you store your car in a garage or park it on the street.

When you compare auto insurance, you’ll see your geographic location reflected in your quotes. Consulting with a professional car insurance agent makes it easier to compare auto insurance quotes and can help you get the best deal. Contact AgentInsure today to request your free quotes!