Your parents probably always warned you to choose your friends carefully, but you probably never thought that doing so could actually save you money. Well, as it turns out, it can. Case in point: get an instant auto insurance quote online. Then add an additional 10 percent discount, which is the average dollar amount you can save by getting your car on a multi car insurance policy. Makes a big difference, doesn’t it? Here’s how to go about getting that auto insurance price quote discount.
First of all, it’s important to know that if you share a home with other drivers, you’re allowed to bundle your auto insurance policies together into the same plan to save money. You don’t have to be family and you don’t have to be married. You don’t even necessarily have to like one another. If there’s more than one car registered at an address, you can qualify for a discount. But there are a few considerations that harken back to that all-important warning your parents gave you as a child to pick your friends or in this case, your room mates carefully.
• If the other person has a lousy driving record, it may save them money to bundle their car insurance policy with yours, but it’ll cost you more money.
• A lousy credit score on the other driver’s fault an also negatively impact the deal.
• Throw an overly-expensive car into the mix and you’ve got a bona fide deal killer.
If any of the above ring true, you’ll end up paying more because you’ll be shouldering the burden of your house-mate’s lousy habits or desire for extremely expensive things. In this case, it’s critical to either only pick room mates that have clean driving records and that are responsible and practical, or to go it on your own. To find out exactly how much money you can save by bundling policies, get an instant auto insurance quote online and start weighing your options today.
Once you are ready with the researching of the auto insurance, you just need to select the right auto insurance quote and travel with your new car. Few things which you are not aware of might not be covered in your insurance. When there is an opportunity to save some amount of dollars over your purchase of coverages, follow the below tips in order to save money. After you buy the car insurance, you accept the premium and later don’t just hide your policy. As life changes the discounts you are worth for also changes depending upon certain factors.
Relocation: If you have moved to a new city or zip code, then there are chances that your premium might get increased as per the new city requirements. For your overall car insurance premium, zip code plays a major role. But if you have relocated to an area with less auto theft then contact your car insurance agent to review your policy and check whether the premium rates will change.
Commute distance and time: If you have made a job change, your traveling time also changes. Car insurance rates depends on your daily traveling distance. If the distance goes down then your car insurance premium also gets lowered.
Deductibles: If you have a clean driving record, by paying lower deductible you are wasting the money. In order to reduce your monthly premiums increase the deductibles you pay.
Multi Policy or Multi User: Just check your auto insurance plan as soon as you add an additional car to your policy else add your new car to the same insurance company you had committed before. Enquire with your car insurance agent, if you are eligible for multi policy or multi user discounts.
Safe Driving: If you are a safe driver then you get lot of discounts. You can contact your agent for the discounts you are eligible for if you are not having any traffic accidents or violations.
There are several resources Texas residents can use to shop for the best deals for home and/or automobile insurance. These include calling agencies on the phone, visiting different agencies, or doing online insurance.
Here are two tips to shop for the best Texas insurance deals:
You give yourself plenty of time.
If you’re doing your shopping online, you may want to set aside an hour or so to visit different websites and provide the information needed to give you a home or auto insurance quote. Once the information starts coming in, you may want to designate another time period to study it all at once, rather than clicking on each e-mail reply as it comes.
If you feel rushed, you may make mistakes when entering information for quotes, and you’re not as likely to make the best decision on which homeowners or auto insurance policy to choose. If you schedule the time to fill out the quote requests and study the replies, you’re less likely to make errors that could mean getting incorrect information or paying too much money.
You gather all your information first, before you even start searching or calling.
For homeowners insurance, this can include where you live, the type of police and fire protection you have, how old your home is and what it is built of. For auto insurance, this can include the makes and models of vehicles to be insured—it’s not a bad idea to jot down the VIN either, and information on all drivers (age, sex, marital status, age at time first licensed, number of accidents/violations, etc.).
If you’ve just bought your first hybrid car, you’ll need to know how to find the best auto insurance quotes for this type of vehicle. Fortunately, hybrids are becoming increasingly more popular amongst drivers looking for eco-friendly transportation methods and the tax break offered to encourage more people to buy hybrids. In fact, experts predict that by 2020, 15% of all vehicles in the United States will be hybrids. The hybrid’s popularity is having an effect on its car insurance rates, making it not only easier for drivers to find a reasonable auto insurance quote, but oftentimes even giving them insurance discounts of up to ten percent.
Why hybrid auto insurance quotes are often lower
Though many drivers think that insurance for hybrids is lower due to the eco-friendly aspect of these cars, in reality, there are other factors that are just as important. Research shows that most drivers who own hybrids are mature, typically between 41 and 60, and more responsible than younger drivers. Because they’re more cautious on the road and take good care of their vehicles, they fall into the so-called preferred insurance category of drivers who are less likely to file claims.
Compare auto insurance quotes with AgentInsure
One of the easiest and most efficient ways to find great insurance rates for hybrids is to compare auto insurance quotes with AgentInsure. Simply go to the AgentInsure website and fill out the online form to receive immediate, free quotes from a number of different insurance carriers!
At AgentInsure, our policy is to never use your private information in a way that is unsatisfactory to you. All information that you provide through our website is only used by AgentInsure to search for and match a local independent insurance agent to your specific needs and to provide a safe auto insurance quote from that insurer. AgentInsure is committed to protecting the privacy of our customers. We promise to use our best efforts to ensure your complete privacy and to use any and all information submitted to us from our website portal only for the purposes of obtaining automobile and home insurance policy quotes.
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When you log onto AgentInsure, we ask a series of questions in order to obtain personal information about you. We ask information about your birthday, gender, zip code, occupation, driver’s license number, driving record and email address. We use this information in order to provide you with insurance premium rate quotes specific to your area. Once we have collected information about your insurance policy request, it is then forwarded to the insurance carriers that are members of our service. It is from these insurance carriers that we are able to receive policy information and provide you with a secure and safe auto insurance quote. AgentInsure does not sell, share or license any of your personal information to other people or non-affiliated companies.
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While visiting our website, be assured that we are doing everything we can to provide our customers with a safe auto insurance quote. However, the safety of your identity is also in your hands. Because information over the World Wide Web is so easily hacked, online shoppers should take the following steps to protect their information and keep their identity safe.
- Create complex passwords. When logging on to ours or any website, be sure that you have created a complex and unique password. By doing so, you will make it more difficult for Internet hackers to guess your password and obtain access to your personal information.
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