Spring is a time of renewal and change. Along with packing away your winter duds and spring cleaning your home, you might want to take advantage of the new season and do a quick check up on your homeowners and auto insurance policies. A policy that was a perfect fit even just a year ago might not be the perfect fit today. Keep your family protected and safe by taking the time to compare a few quotes and to switch to a policy that best meets your needs.
A few life events will have a big impact on your insurance policy. For example, if your teenager recently hit Sweet 16 and got a learner’s permit and then a driver’s license, you’re going to see a jump in the cost of your insurance policy. When comparing policies, look for ones that offer discounts to younger drivers who’ve taken driver’s education or who get good grades in school.
Changes in your own driving habits can also affect your insurance rates. If you’ve recently started telecommuting and now drive a lot less, you might want to look for a policy that takes into account your reduced driving rate and gives you a better deal on your monthly premiums. Comparing quotes from multiple agencies at the same time will let you see which policy has the most to offer you at this point in time.
Did you make changes to your home in the past year, such as remodeling the kitchen or bathrooms or adding on to the building? If so, you’ll want to change up your homeowner’s insurance policy to reflect the added value to your home.
Adding on to your family can also mean it’s time to rethink the cost of your homeowners insurance policy. The extra expense of a new baby can mean you’re looking to trim costs elsewhere. Take a look at quotes from various providers and see how changing the deductible on your homeowner’s insurance policy changes the amount of your premium. Going from a $500 to a $1,000 deductible can mean you save some money each month, which can add up in the end, especially if you don’t ever need to file a claim.
Researching your family’s insurance options doesn’t have to be a chore. When you get real-time quotes from multiple companies at once, picking and choosing the one that works best for you is a breeze.