Auto insurance companies offer plenty of discounts to their clients. You might receive a lower rate on your policy if you boast a driving record free of accidents or speeding tickets. You might receive receive a discount if park your car in an enclosed garage over night or if you drive a low number of miles each week. Insurance companies might even give you a price break if you take out more than one form of insurance with them; you might see a discount, for instance, if you take out a life and auto insurance policy with a company.
One of the easiest ways to receive a discount on auto insurance, though, is to purchase some sort of an alarm system for your car. Insurers pass out discounts for car alarms because these devices make it less likely that a thief will steal your car or break into it. This lowers the amount of money that insurers will have to pay out, and many insurance companies will pass these savings onto their consumers.
But how much you save by investing in a car alarm system will vary widely from one insurance company to the next. Every insurance company offers its own set of discounts. One insurer might offer you a steeper discount for installing a car alarm while another will give you a smaller price break.
Fortunately, thanks to the Internet it’s easy to comparison shop among insurers to find those that offer the greatest discounts for car alarms. In the old days, you had to call insurance companies to get live quotes. Today, you just have to log onto an insurance-comparison Web site, enter your basic information and click “send.” Immediately, you’ll receive a range of live insurance quotes from some of the biggest insurance companies in the country. You can then make an informed decision of which insurance policy is best for you.
Just be careful to not base your decision solely on the discounts you’ll receive. You also want to make sure that your auto insurance policy offers you the financial protection you need in case you suffer a serious accident.