Independent Agencies and The Reasons Why You Should Check Them Out

Ever feel as if your current auto or home insurance policy may not provide you with the coverage you want and need? Using an independent insurance agency can help you find a policy that provides the coverage you need at a price that meets your budget.

What is an Independent Insurance Agency?

Independent insurance agencies act as a representative or broker in the insurance buying process. They do not provide the actual insurance coverage, but will sell policies from local and major insurance companies.

An agent through an independent insurance agency does not speak for or represent a single insurance company. They are focused more upon finding the customer/client a policy that closely meets their insurance needs, regardless of what company provides that coverage.

Why You Should Check Out Independent Insurance Agencies

The biggest reason why you should consider getting auto and home insurance quotes from an independent agency is because they have your best interests in mind. The insurance agency will not be trying to sell you the most expensive policy or the one that brings in the biggest commission. Instead, they will be trying to find you a policy that closely matches your insurance needs.

Purchasing a policy that provides you with the coverage you need can save you money. You will be able to save money because you are not paying for an insurance policy that provides you with more coverage than you need.

Another reason you should consider using an independent insurance agency is because it can save you time. Independent insurance agents can provide you with multiple quotes from different companies for the same type of coverage. This is a great resource if you are comparison shopping for auto or home insurance, because you do not have to call each individual insurance company up to get a quote. All the quotes are located in one convenient spot.

In fact so many people like to use independent insurance agencies for comparison shopping that many agents offer customers the ability to get live comparative quotes straight from the agency’s own website. Customers answer a few questions about their insurance needs and the independent insurance agency’s website produces multiple quotes from various companies for policies that offer coverage that meets those needs.

Next time you are shopping for home or auto insurance, consider using an independent insurance agency. It will save you time and money, while also making sure you have a policy that provides you with just the right amount of coverage.