If you’re like most Americans, you spend thousands of dollars each year on auto insurance. No matter how satisfied you are with your insurance carrier, it’s a financially sound idea to periodically compare auto insurance to find out if there’s a better deal out there.
When you compare auto insurance quotes, it’s important to realize that there are a number of factors that influence insurance rates. Geographic location is one of them.
- Traffic. The amount of traffic in your area can greatly affect your insurance rates, because an area that’s often congested with traffic has a relatively high accident rate.
- State. Besides that, the state you live in plays a key role. If you compare auto insurance rates in Washington or New York with those in Idaho or Maine, you’ll see the first are much higher.
- Neighborhood. When you compare auto insurance, you’ll also see that the neighborhood you live in determines a large part of your insurance rates. If you live in an inner city neighborhood with high crime rates, you’ll be paying much more than if you live in a quiet suburb with low crime rates. Additionally, the distance you live from a police station can affect your car insurance rates, as well as whether you store your car in a garage or park it on the street.
When you compare auto insurance, you’ll see your geographic location reflected in your quotes. Consulting with a professional car insurance agent makes it easier to compare auto insurance quotes and can help you get the best deal. Contact AgentInsure today to request your free quotes!