How to Obtain a California Insurance License

Because California has such a large population, licensed California insurance agents can make a great deal of money selling auto and home insurance to clients across the state. In order to get a license to sell California automobile insurance or California homeowners insurance, potential insurance agents must follow a series of steps. This is a brief rundown of the process.

  1. Fingerprinting
    All licensed California insurance agents must have their fingerprints on file with the state. This is accomplished by visiting one of the state’s approved live scan vendors and paying the appropriate fees.
  2. Education
    California homeowners insurance agents and California car insurance agents must complete 20 hours of accident and health pre-licensing study and 12 hours of study of ethics and the insurance code of the state of California.
  3. Online Application
    Only those who make an online application will be licensed to offer policies and charge California insurance rates. Make this application at the California Department of Insurance website. Appropriate licensed fees must be paid when the application is made.
  4. Pass the Insurance License Exam
    The California Insurance License Exam lets the licensing agency know that the applicant has the minimum amount of knowledge necessary to sell California car insurance and California home insurance properly.

These steps apply to anyone who wants to sell San Diego auto insurance, San Francisco homeowners insurance, Sacramento auto insurance, or auto and/or homeowners insurance in any other Californian city. Those who attempt to sell insurance without a license can be arrested and rendered ineligible to earn a license in the state or anywhere else in the country. Thus, the requirements should be followed with the utmost sincerity.

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