You may sit back and peacefully enjoy with your family till a sudden and violent shaking of ground called earthquake, a tremor occurs. Perhaps, earthquake is one the most fearful natural phenomenon. It is unpredictable and occurs without any notice. Earthquake may occur due to many reasons such as explosions of high atomic bomb or nuclear power, high flow tides, heavy traffic in city streets, tumbling of streams over high falls etc. Many scientists have failed to predict when an earthquake occurs.
Earthquake in Ohio
Since the Revolutionary War, Ohio has a record of atleast 120 earthquakes which resulted in heavy damage and major injuries. So far, there have been six earthquakes in Ohio in 2010. The largest recorded earthquake with 5.5 magnitude in Ohio, shook the entire Anna city in the midnight. The area around Anna has been the epicenter for more than 40 quakes. Even Ohio’s two nuclear power plants are not free from the risk of quakes. The Geological Survey of Ohio has recorded earthquakes which had 4.5 magnitude or even more. Though many earthquakes occurred, no one were severely injured or killed. The state of Ohio’s designs it’s seismic network to identify high risk zones and communicate the same information to its residents after an earthquake.
Ohio Earthquake Insurance
If you are looking for a comprehensive home owners insurance or purely an earthquake insurance policy, obtaining an earthquake insurance quote in Ohio much before any other policy is a must. If your location is very much prone to earthquake then do not delay in choosing a policy which provides you financial support when disaster strikes. Not all homeowners insurance policy will pay when their homes are damaged by earthquake.
Do remember if you are opting for ‘all perils’ coverage, make sure you check with your agent if it covers earthquake. Generally ‘all perils’ coverage does not cover earthquake, it differs from one company to another. There are such few instances where a home owner with a requirement for mortgage needs to have an earthquake insurance. If you are residing in earthquake zone areas and looking for that peace of mind to be protected financially in the event of any damage then insurance is definitely a good purchase.