Does the Car Model I Drive Affect My Insurance Rate?

Car Model Does Affect RatesWhen you buy a new car, the cost of insuring it is probably not the first thing on your mind. However, the car model you drive greatly affects your insurance rates because each car model is assigned a risk number by insurance carriers. This risk number is based on the repair or replacement costs after an accident or theft. If you’re serious about keeping your insurance rates to a minimum while still having maximum coverage, it’s a good idea to compare auto quotes before you actually buy your new car.

Comparing auto insurance quotes is free and costs only a small time investment—and can save you cash. You can compare auto quotes by requesting quotes for a number of models from different insurance agencies. When you compare auto quotes to find the model that will cost the least, make sure to fill out all additional information on the form, or you might wind up misinterpreting the quotes.

You can also compare auto quotes by using an online comparison site. One of the most trustworthy sites to compare auto quotes is AgentInsure, which instantly connects you to its nationwide network of licensed agents. With AgentInsure’s help, you can compare auto quotes for each model you’re interested in and determine which one is most financially feasible for you. After you compare auto quotes and you’ve decided which car model to buy, AgentInsure can help you select the best policy for all your driving needs.

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