Distracted Driving Pays High on Premium

Distracted - Pay High PremiumAccording to a survey conducted by American Automobile Association, it is found that 41.5% of crashes occur due to “Driver Attention Status” and 8.6 % because of “Unknown Distraction” amongst all the incidents related to distraction.

The practice of texting while driving has been viewed as hazardous. The NHTSA (National Highway Traffic Safety Administration) labels eating, smoking, drinking, reaching for object in car, adjusting environmental control, cell phone use and adjusting radio as major distractions which happen while driving a car. It is proved that cell phone drivers exhibited greater impairment than intoxicated drivers. Drivers using cell phone while driving were found to drive, apply brakes slowly than other drivers and hence a crash.

Texting While Steering

Reaction time slows by approximately thirty percent when a driver texts while driving. This is primarily due to the fact that the driver has to divert his or her attention back and forth between the tasks of texting and driving and has to take extra time to re-focus his or her attention on the road ahead.
Survey showed that drivers who text while driving tend to decrease the speed while also experiencing delayed reaction times, which is almost certainly a recipe for disaster. Following too closely and hitting the brakes too slowly are two behaviors that constitute negligent driving.

Grooming While Driving

Needless to say, the act of grooming or primping while driving is one that causes more than its fair share of accidents on the roadways, especially in high-traffic areas where people tend to perform a good chunk of their morning shaving while in the vehicle on the way to work or school.

On any given day in a heavy- or medium-traffic area, one is likely to see a multitude of derivatives of this behavior. It is not at all uncommon to see another driver putting on makeup, tweezing his or her eyebrows, styling his or her hair, generally checking his or her appearance etc.
The issue with all of these forms of activity is that when a driver is focused on his or her assorted bodily locations, that driver is not completely focused on the road ahead, forming a major cause of an accident.

Calling Over The Phone

This activity takes the biggest share of accident cause. Once the driver indulges in the conversation , he naturally looses the concentration on the road. The response time increases to apply brakes or identify any road signals.

Eating or Working While on Wheels

Many people consider traffic signal stops or pedestrian crossings as leisure periods to do their personal work. Eating or working over their office laptops while driving again distracts the road concentration and leads to accidents.

Accidents caused as your fault leads to issual of tickets. As the number of tickets increases, the premium rates on insurance also goes high.

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