With all of the terrible natural disasters that have hit the planet in recent months, many people are starting to compare homeowners insurance in order to add earthquake and flood insurance to their policies. Regular homeowners insurance policies do not include these options, but simply adding them to your policy could increase your insurance premiums significantly. However, not adding them could result in insurmountable costs in the event of a natural disaster. So how can comparing insurance help you get the coverage you need at rates you can afford?
Why you should compare homeowners insurance
When you compare homeowners insurance quotes, you’ll find the price varies significantly from company to company, and it’s not unusual to find a quote that offers you a better rate than you’re currently paying. Adding flood and earthquake insurance becomes much more affordable when you’re paying less on your homeowners insurance, so it might be a good idea to switch insurance carriers. A word of warning, however: most insurance carriers require at least 30 days notice before you can terminate your policy, so read the fine print carefully before taking action. Also make sure that the policy you want to switch to is in full compliance with your mortgage lender’s requirements.
Comparing insurance online
Comparing insurance online with AgentInsure is an easy, trustworthy way to find the best quotes on homeowners insurance. All you have to do is enter your information in the online form and your quotes will be sent to you by email. There’s no obligation to purchase any insurance and you can take all the time you need to review the quotes. Why wait? Request your free quotes from AgentInsure today!