Do Not Let a Stroke Stop Your Driving

Do Not Let a Stroke Stop Your DrivingAsk a stroke affected person how it influences every single aspect of their life, from eating to communicating, muscle contraction to driving car. Stroke can make all your activities treacherous. Especially for the drivers, who incurred stroke will have trouble in even turning the wheel, applying brakes, clutch and even difficult making sudden decisions in case of emergencies.

State laws do not let any driver affected by stroke to go behind the wheels. Physicians will generally be asked to report to the state department of motor vehicles on patients having serious medical issues. Further the patients will be taken for a driving test post which they will be certified if they can continue to drive on Michigan roads.

Tests for Safety

Fortunately, a stroke cannot stop you from your daily activities and all your privileges to drive. As per a study in Neurology, after a series of tests being conducted on a stroke person should help him to get back on wheels. The tests will be administered in doctor’s office. The patient will be assessed on traffic knowledge, road signs, visual abilities, mental speed, span of attention and spatial abilities. Only when the driver is able to pass all these tests, he will be allowed to drive.

As the decision to drive is a complex decision to be made, it happens gradually. If at all you fail to follow traffic rules and cause any accident, it will have an impact on your driving record and thus your car insurance premium will increase. Below are some tips which will help you to drive after a stroke.

  • Talk to your physician. The doctor will help you in determining your capabilities to drive again.
  • Start slowly. Drive short distances and check how far you will be able to handle it. Practice in empty roads first before getting on highways.
  • Always have someone beside you while driving. Do not drive alone unless you are confident. Ask for honest evaluation and then proceed.

Buying Insurance Online – Avoid Pitfalls

Buying Insurance Online – Avoid PitfallsEverything is made easy today just by a click. Internet today has completely changed the life style of people. Shopping for books, gifts, furniture, groceries, movie tickets and even insurance happens through internet. With wide choices and many offers available, finding insurance online is made convenient. However, you need to be careful and make sure that you understand your buy. With a cautious step be thoughtful when choosing the insurance company and their policy. Ensure you give your correct details while filling the form on the internet.

Online Shopping

Some insurance providers try to make your buy easy by asking only few questions or not answering all your questions. Obtaining all the required information is necessary when buying your home insurance policy to cover your home, its content and your personal belongings. Tell your insurer about safety devices installed, any business on run at home, age of your house, materials used in construction, location and many more. These factors will help you in obtaining good discounts and offers on your policy and thus reducing your insurance premium rates.

Terms used in insurance can be confusing. Let this not stop you, in every form there will be a glossary or information tab which will explain you about the terms being used and what it means making your task easy. If still not sure, there are many insurance related websites online which will provide you a better guidance. With home insurance there are two types of cover, one for the building and the other for the contents within it. It completely depends on your circumstances to decide on the buy. No matter which kind, ensure you understand the cover completely. Basically, buying online should not be any different than buying insurance face to face. Advice is to read the terms and conditions carefully and then to buy on being absolutely sure of what you want.