There is nothing more tragic than a house fire, especially a preventable one. Even though your home insurance may reimburse you for some of the losses, nothing will bring back lost loved ones or even family photos and mementos that could be lost in a fire. One common cause of house fires that is completely preventable is the space heater. The National Fire Protection Association (NFPA) reports that 19,300 fires a year involve home space heaters.
If you use a space heater, you're going to want to do everything you can to make it safe and use it properly. In fact, failure to use it properly might even make it more difficult to make a successful insurance claim. To make your space heater safer, there are some basic things to think about. It starts with purchasing your heater. First check on the legality of space heater use in your state as some states have laws preventing the sale and use of certain types of heaters. Next, look to be sure that any space heater you purchase has a label stating that it was tested by a testing company like Underwriter's Laboratories (UL).
For use, put a space heater on a level surface out of the line of traffic, at least three feet from flammable materials like curtains or furniture. Plug heaters into outlets only, not extension cords, or at least make sure that any extension cord you use is rated for as much power as the space heater is. Space heaters are not meant to be used for extended periods of time, and they should not be left unattended, nor should children or pets be allowed around them without supervision. Obviously, water and electricity don't mix, so space heaters should be kept clear of sinks and tubs, meaning that they should never be used in the bathroom.
Even if you take every precaution and use your space heater exactly right, there is still the possibility of a malfunction, and possibly a fire. To help you in that contingency, you're going to need really good home insurance. One of the best ways to find the right insurance company for you is by visiting our website, where you can get live comparative quotes on home insurance from multiple insurance companies. Visit today and enjoy your warmth with peace of mind!